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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Domestic Financial Conditions

5 May 2023 SMP – May 2023
Domestic Financial Conditions | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/domestic-financial-conditions.html

Statement on Monetary Policy

30 Jul 2003 SMP PDF 47KB
This takes account ofthe fact that part of the nominal interest thatborrowers agree to pay to lenders representscompensation for anticipated inflation. ... rates following the February reduction in the cash rate. Asat 8 February, most lenders had not
https://www.rba.gov.au/publications/smp/2001/feb/pdf/box-b.pdf

Economic Survey

9 Mar 2023 RBA Annual Report – 1961
Fixed interest borrowings became more difficult, even at increased interest rates, and lenders began to seek redemption of a much higher proportion of maturing private short term liabilities. ... Over this period, lenders paid much closer attention to
https://www.rba.gov.au/publications/annual-reports/rba/1961/economic-survey.html

Semi-Annual Statement on Monetary Policy

31 Jul 2003 SMP PDF 24KB
These are a form of collaterised loan,on which the lender takes a margin or‘haircut’ to protect itself against adversemovements in the price of the securities usedas collateral. ... Lenders reacted by calling inincreased margins, and the
https://www.rba.gov.au/publications/smp/1998/nov/pdf/box-b.pdf

Domestic Financial Conditions

4 Nov 2022 SMP – November 2022
Most borrowers pay a lot less than the reference rate, as lenders offer discounts. ... Lenders have financed a large pipeline of commercial property transactions, predominantly for existing properties.
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html

Box B: An International Comparison of Pass-through of Policy Rate Changes to Housing Loan Rates

5 Feb 2009 SMP - February 2009 PDF 189KB
https://www.rba.gov.au/publications/smp/2009/feb/pdf/box-b.pdf

Reserve Bank of Australia Annual Report 2023

1 May 2024 RBA Annual Report - 2023 PDF 9575KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/rba-annual-report-2023.pdf

Box B: An International Comparison of Pass-through of Policy Rate Changes to Housing Loan Rates

10 Feb 2009 SMP – February 2009
Rates on new variable rate loans have fallen by 150–230 basis points, compared with a 375 basis point reduction in the Bank of England's Bank Rate, as lenders have ... Even on tracker loans, where the pass-through of changes in the bank rate should be
https://www.rba.gov.au/publications/smp/2009/feb/box-b.html

Financial System Surveillance

9 Mar 2023 RBA Annual Report – 1989
All groups of lenders increased their provisions for bad and doubtful debts, some by substantial amounts. ... Several money market corporations and associated companies failed during the year; lenders, including banks, have had to absorb losses as a
https://www.rba.gov.au/publications/annual-reports/rba/1989/fin-sys-surveillance.html

Monetary Policy

9 Mar 2023 RBA Annual Report – 1961
On several occasions during the year, some dealers had recourse to the Bank as lender of last resort, although the assistance sought was of marginal character only. ... Furthermore, the greater degree of participation in the market by private lenders is
https://www.rba.gov.au/publications/annual-reports/rba/1961/monetary-policy.html