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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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Attachment 2 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
EFTPOS Interchange Activity’ has the same meaning as in the EFTPOS Scheme Rules;. ... EFTPOS Scheme Rules’ are the rules promulgated under the constitution of the Company;.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-2.html

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
The Evolution of Consumer Payments in Australia: Results from the. 2022 Consumer Payments Survey. Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson. Research Discussion Paper. R DP 2023- 08. Figures in this publication were
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

Competition and Efficiency

11 Nov 2004 PSB Annual Report – 2004
It has also considered the relationship between the interchange fees in the credit card and EFTPOS system. ... to EFTPOS cards, despite scheme-based debit cards having higher overhead expenses and higher rates of fraud.
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
Review of the Regulatory Framework for the eftpos System: Consultation on Designation – March 2012 2. ... 2011 that it would undertake a review of the regulatory framework for the eftpos system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

List of tables

20 Sep 2005 PSB Annual Report – 2005
Debit Cards. Joint Study announced. Joint Study released. EFTPOS industry working group formed. ... EFTPOS authorisation overturned by ACT. Merchants' EFTPOS designation challenge heard. EFTPOS authorisation granted.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html

Reform of Card Payment Systems

26 Sep 2006 PSB Annual Report – 2006
Collectively, these arrangements distorted the relative competitive positions of the EFTPOS and scheme debit systems. ... decision that it was in the public interest to designate the EFTPOS system.
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html

The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
On this basis, cash, eftpos and contactless MasterCard & Visa debit transactions have broadly similar resource costs for transactions of under about $20. ... The move from signature authentication to PINs for American Express, Diners Club, MasterCard and
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

List of tables

20 Sep 2018 PSB Annual Report – 2018
a)(b). Excluding GST; cents unless otherwise specified. Category. eftpos Debit and Prepaid. ... June 2017. July 2018. eftpos only (proprietary). 13.6. 13.6. Strategic categories.
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html

List of tables

14 Sep 2017 PSB Annual Report – 2017
Sources: ASX; CLS; RBA. Table 4: Selected Debit and Prepaid Card Interchange Fees: eftpos. ... b) As of July 2017, eftpos has three tiers of strategic merchant rates for each of the proprietary, dual-network and digital categories; prior to this,
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html

2.3 Banking and Payment Services

19 Oct 2023 RBA Annual Report – October 2023
Banking and Payment Services | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/banking-and-payment-services.html