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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
acceptance of Visa Debit cards issued under the Scheme by the merchant charging fees or surcharges to Visa Debit card holders; or. ... ii. the average cost to the merchant of acceptance of a subset of Visa Debit cards issued under the Scheme which
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html

Trends in Payments, Clearing and Settlement Systems

15 Oct 2020 PSB Annual Report – 2020
951. 7.0. 7.7. 9.5. 3.6. Card purchases using Australian-issued cards; debit card series includes prepaid cards. ... When paying with a card, Australians are increasingly choosing debit cards rather than credit cards.
https://www.rba.gov.au/publications/annual-reports/psb/2020/trends-in-payments-clearing-and-settlement-systems.html

Consultations

23 May 2024 Consultations
Index of Consultations
https://www.rba.gov.au/publications/consultations/

Other Retail Payments Developments

2 Oct 2013 PSB Annual Report – 2013
the debit card systems, with these fees paid by the acquirer (merchant's bank) to the issuer (cardholder's bank). ... alternative ‘consumer electronic’ rate for transactions where a debit card is inserted or swiped at a terminal.
https://www.rba.gov.au/publications/annual-reports/psb/2013/other-ret-pay-dev.html

Regulatory Developments in Retail Payments

2 Oct 2013 PSB Annual Report – 2013
The Board also noted issues that had arisen between networks in the context of contactless debit cards, which had the potential, in the Board's view, to inhibit competition, limit choice ... In June 2012, the Reserve Bank of India issued a directive
https://www.rba.gov.au/publications/annual-reports/psb/2013/reg-dev-ret-pay.html

Retail Payments Regulation and Policy Issues

17 Oct 2019 PSB Annual Report – 2019
For merchants, the cost of accepting a debit card payment can vary depending on which network processes the transaction. ... Dual-network debit cards have access to two networks – the domestic eftpos scheme and one of the two international schemes,
https://www.rba.gov.au/publications/annual-reports/psb/2019/retail-payments-regulation-and-policy-issues.html

Payments System Regulation and Policy Issues

27 Sep 2023 PSB Annual Report – September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html

The Evolving Payments Landscape

21 Oct 2021 PSB Annual Report - 2021 PDF 434KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/the-evolving-payments-landscape.pdf

Central Clearing of OTC Derivatives in Australia: A discussion paper issued by the Council of Financial Regulators – 2011 | Consultations

7 Jun 2011 Consultations
REFORMS: Credit Cards; Debit Cards; The ATM System; ATM Fee Reforms; Review of Card Payment Systems Reforms; Account Switching; POLICY FRAMEWORK: Payments System Board; Core Principles for Systemically Important Payment Systems; Standards for
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/

Payments System Regulation and Policy Issues

11 Oct 2023 PSB Annual Report - 2023 PDF 347KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/payments-system-regulation-and-policy-issues.pdf