Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
When making a card payment, Australians are more likely to use a debit card than a credit card. ... The reduced popularity of credit cards is likely to reflect a range of factors, including reductions in the generosity of credit card rewards programs and
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
2.3 Banking and Payment Services
19 Oct 2023
RBA Annual Report
– October 2023
Banking and Payment Services | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/banking-and-payment-services.html
RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 8
Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-08.html
RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 6
Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-06.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
At the same time, there has been a five-fold increase in the number of credit card transactions over the decade, and a trebling since 1995. ... Approximately two-thirds of these securities are backed exclusively by residential mortgages, with others
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 13
Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-13.html
RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 11
Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-11.html
Developments in the Business of Banking | Conference – 1996
9 Jul 1996
Conferences
The business of providing credit is made up of origination, funding and servicing. ... Electronic funds transfer, automatic teller machines, EFTPOS, increased usage of debit and credit cards, stored value cards, telephone banking and computer banking all
https://www.rba.gov.au/publications/confs/1996/joss.html
Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
Bankcard debit/credit card. Enhanced retirement services. 1987. Life insurance. Fixed-rate mortgage lending. ... Non-bank financial institutions and even some non-financial institutions produce payments services, including payment and money orders,
https://www.rba.gov.au/publications/confs/1991/harper.html
Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
Credit cards and some debit cards allow payments to be initiated by a merchant with the customer's card number and associated security information. ... However, the NPP does not currently provide access to some account types, including credit card and
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html