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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Domestic Financial Conditions

10 Nov 2023 SMP – November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html

Payments System Board Annual Report 2002 - Competition and Efficiency

22 Sep 2005 PSB Annual Report 2002 PDF 154KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/competition.pdf

Statement on Monetary Policy – February 2011

3 Feb 2011 SMP – February 2011 PDF 2037KB
https://www.rba.gov.au/publications/smp/2011/feb/pdf/0211.pdf

Payments System Board Annual Report 2011 - Developments in Retail Payment Systems

20 Sep 2011 PSB Annual Report 2011 PDF 583KB
https://www.rba.gov.au/publications/annual-reports/psb/2011/pdf/dev-payment.pdf

Domestic Financial Conditions

20 Nov 2023 SMP - November 2023 PDF 2300KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/03-domestic-financial-conditions.pdf

Trends in Payments, Clearing and Settlement Systems

15 Oct 2020 PSB Annual Report – 2020
In the past few years, many card issuers have supported the use of their cards in digital wallet applications provided by Apple, Samsung and Google, for example. ... Two significant components of merchant fees are interchange fees (paid by the acquirer
https://www.rba.gov.au/publications/annual-reports/psb/2020/trends-in-payments-clearing-and-settlement-systems.html

Banking in the 21st Century: The Transformation of an Industry | Conference – 1996

9 Jul 1996 Conferences
David T. Llewellyn
However, technology also facilitates the verification of the standing of transactors: a particular example is the development of smart cards. ... Similarly, in the United Kingdom and United States, credit card companies are subcontracting the
https://www.rba.gov.au/publications/confs/1996/llewellyn.html

Other Retail Payments Developments

2 Oct 2013 PSB Annual Report – 2013
Cardholders can choose from a wide range of credit card products offered by card issuers. ... As platinum cards have become more widespread, some card issuers have introduced super premium cards, targeting the very high end of the market.
https://www.rba.gov.au/publications/annual-reports/psb/2013/other-ret-pay-dev.html

Small Business Conditions and Finance

23 Sep 2015 Conferences PDF 4551KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/conf-vol-2015.pdf

Developments in the Retail Payments System

2 Oct 2009 PSB Annual Report – 2009
These fees (which are bilaterally negotiated and are paid by the card issuer to the transaction acquirer) are required to be between 4 and 5 cents per purchase transaction. ... For example, some issuers provide complementary three-party scheme cards to
https://www.rba.gov.au/publications/annual-reports/psb/2009/dev-payments.html