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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
According to data published by APCA, total losses from fraudulent debit, credit and charge card transactions on cards issued and/or acquired in Australia amounted to $465 million in 2014/15, ... Graph 1. In contrast to CNP fraud, according to APCA data,
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - ATM Fees | Submission to the Inquiry into the…

27 Aug 2015 Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... The card issuer also faces a cost on average of 8 cents per transaction.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/atm-fees.html

The Evolving Payments Landscape

21 Oct 2021 PSB Annual Report - 2021 PDF 434KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/the-evolving-payments-landscape.pdf

The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html

RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 10

Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-10.html

RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 19

Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-19.html

RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 3

Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-03.html

RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 21

Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-21.html

RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 7

Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-07.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
When making a card payment, Australians are more likely to use a debit card than a credit card. ... The reduced popularity of credit cards is likely to reflect a range of factors, including reductions in the generosity of credit card rewards programs and
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html