Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
a) Includes deposits in housing loan offset accounts and non-interest bearing deposits. ... b) Excludes deposits in housing loan offset accounts; includes non-interest bearing deposits.
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
See 7 more results from "RDP 2022-08"
Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
7 Jan 2024
RDP
PDF
1715KB
invest (extensive margin), and the extent of investment (intensive margin). The effects are. ... is slightly less evidence of significance on the intensive margin (see Figure C6).
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-09.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
securitisations, which are notes backed by loans already on the banks’ balance sheets. ... the government’s Paycheck Protection Program, with the loans to be used as collateral.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
Risk Management
21 Oct 2021
RBA Annual Report
– 2021
The required margin is maintained throughout the term of the repo through daily two-way margining. ... the securities must be rated AAA and they attract a relatively high margin.
https://www.rba.gov.au/publications/annual-reports/rba/2021/risk-management.html
Monetary Policy
9 Mar 2023
RBA Annual Report
– 1963
Specific resources to finance these loans were set aside in Term Loan Fund Accounts with the Reserve Bank, representing 3 per cent of each bank's deposits in March, 1962. ... The largest proportion of term loans was to manufacturing industries but loan
https://www.rba.gov.au/publications/annual-reports/rba/1963/monetary-policy.html
Reserve Bank of Australia Annual Report 2023
1 May 2024
RBA Annual Report
- 2023
PDF
9575KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/rba-annual-report-2023.pdf
Reserve Bank of Australia Annual Report 2023
1 May 2024
RBA Annual Report
- 2023
PDF
304KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/risk-management.pdf
Monetary Policy
9 Mar 2023
RBA Annual Report
– 1962
The coupons on the May loan were identical with those offered in February. ... September loan. 5%. 20 yrs. 5 mths. Par. £7/5/6. February loan.
https://www.rba.gov.au/publications/annual-reports/rba/1962/monetary-policy.html
Reserve Bank of Australia Annual Report 2021 - Financial Statements
29 Sep 2022
RBA Annual Report
2021
PDF
480KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/financial-statements.pdf
Financial Intermediation | Reserve Bank of Australia Annual Report - 1994
30 Jun 1994
Annual Report
Banks have been able to accommodate this very strong demand without competing away the relatively profitable margins which exist on housing loans. ... Public interest in bank margins – that is, the difference between what banks charge on their loans
https://www.rba.gov.au/publications/annual-reports/rba/1994/fin-intermediation.html