Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Australian Financial System
6 Apr 2023
FSR
– April 2023
The Australian Financial System | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/australian-financial-system.html
Results
11 Sep 2015
RDP
2015-01
Indeed, the LGD on credit cards and other personal loans averaged around 50 per cent and 25 per cent in each year, respectively (although these loan types only account for about ... As a consequence, shocks of a magnitude that previously would have
https://www.rba.gov.au/publications/rdp/2015/2015-01/results.html
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The Changing Role of the Private Sector in China | Conference – 2016
18 Mar 2016
Conferences
lending is undertaken by smaller shareholding banks and city commercial banks that direct a much smaller share of their loans to state-owned firms. ... As a result, an increasingly larger share of corporate loans is going to private firms.
https://www.rba.gov.au/publications/confs/2016/lardy.html
Operations in Financial Markets
27 Oct 2022
RBA Annual Report
– October 2022
These margins, which are listed on the Banks website, are considerably higher for securities that are not issued by governments. ... Foreign currency. 1,260. Gold loans and swaps. 510. Net forward foreign currency commitments: Long-term.
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
In the following paragraphs the estimation approach for business loan losses is outlined. ... loans as it is likely that very similar dynamics will govern the loss rates for both loan categories.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Risk Management
12 Apr 2020
RBA Annual Report
– 2020
security. The required margin is maintained throughout the term of the repo through daily two-way margining. ... As at 30 June 2020, 13.2 tonnes of gold valued at $1.1 billion was on loan.
https://www.rba.gov.au/publications/annual-reports/rba/2020/risk-management.html
Appendix 1: Data
1 Jun 1992
RDP
9206
In May 1990, a retail index rate was introduced. Loans to small businesses are expressed as the retail index rate plus a margin. ... Table R.2/17. “Lending and Borrowing Rates”. Item III 1(c) Building society mortgage loans, nominal rate.
https://www.rba.gov.au/publications/rdp/1992/9206/appendix-1.html
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Financial Stability Review
15 Nov 2023
FSR
- October 2023
PDF
4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf
Resilience of the Australian Financial System
22 Mar 2024
FSR
– March 2024
Resilience of the Australian Financial System | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-the-australian-financial-system.html
3.3 Risk Management
19 Oct 2023
RBA Annual Report
– October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html