Search: margin loans

Sort by: Relevance Date
6170 of 1,997 search results for margin loans

RBA Glossary definition for margin loans

margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.

Search Results

Statement on Monetary Policy

10 Feb 2005 Bulletin – February 2005
The banking sector seems likely to meet the government's targets for reducing non-performing loans to around 4 per cent of total lending by the end of March, and the ... The value of housing loan approvals was down by 25 per cent from the peak in late
https://www.rba.gov.au/publications/bulletin/2005/feb/1.html

Reserve Bank of Australia Annual Report 2021 - Financial Statements

29 Sep 2022 RBA Annual Report 2021 PDF 480KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/financial-statements.pdf

Consumer Credit and Household Finances

22 Feb 2001 Bulletin PDF 61KB
Some well-known examples of revolving linesof credit include: personal overdrafts (oftensecured by residential proper ty, andsometimes referred to as ‘home equity loans’);margin loans (which are secured by shares);and ... Banks and some stockbrokers
https://www.rba.gov.au/publications/bulletin/1999/jun/pdf/bu-0699-2.pdf

Monetary Policy

9 Mar 2023 RBA Annual Report – 1963
Specific resources to finance these loans were set aside in Term Loan Fund Accounts with the Reserve Bank, representing 3 per cent of each bank's deposits in March, 1962. ... The largest proportion of term loans was to manufacturing industries but loan
https://www.rba.gov.au/publications/annual-reports/rba/1963/monetary-policy.html

Bank Interest Rate Margins

25 Feb 2002 Bulletin PDF 77KB
May 1992. 2. Bank Interest Rate Margins. deposits will necessarily be representative ofthe full range:• of all assets, about 35 per cent are loans to. ... Formedium-sized loans (up to several milliondollars), decisions on customer margins maybe taken
https://www.rba.gov.au/publications/bulletin/1992/may/pdf/bu-0592-1.pdf

Bank Fees in Australia

10 Jun 1999 Bulletin – June 1999
Table 6: Estimated Cost of Fees on Deposits and Loans and Reduction in Interest Margins. ... in recent years, although loan fees relative to loans outstanding have been around their present level for a number of years and predate the recent fall in
https://www.rba.gov.au/publications/bulletin/1999/jun/1.html

Monetary Policy

9 Mar 2023 RBA Annual Report – 1962
The coupons on the May loan were identical with those offered in February. ... September loan. 5%. 20 yrs. 5 mths. Par. £7/5/6. February loan.
https://www.rba.gov.au/publications/annual-reports/rba/1962/monetary-policy.html

Bank Fees in Australia

26 Sep 2022 Bulletin - June 2022 PDF 596KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bank-fees-in-australia.pdf

Bulletin

17 Apr 2024 Bulletin - April 2024 PDF 7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf

Bank Fees in Australia

16 Jun 2022 Bulletin – June 2022
Karl Sparks and Rachael Fitzpatrick
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2022/jun/bank-fees-in-australia.html