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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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The Growing Demand for Cash

15 Sep 2017 Bulletin – September 2017
Gordon Flannigan and Andrew Staib
While survey data indicate that the share of Australian consumers' payments made with cash continues to fall, the number (and value) of banknotes in circulation continues to grow at around its trend pace of 6 per cent per year. This article
https://www.rba.gov.au/publications/bulletin/2017/sep/8.html

Appendix A: Survey Methodology

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Source of cash:. – ATM. – Cash-out. – Over the counter at a bank branch. – ... Yes – I have an ATM/debit card that can process payments through more than one network.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Via ATM. 100. 100. 80. 100. 100. Via cash out at point of sale. ... Alongside declining transactional cash use and falling ATM withdrawals, the provision of cash access points such as ATMs and bank branches has fallen over recent years.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Banknotes

21 Oct 2021 RBA Annual Report – 2021
The Bank also monitors how accessible cash is for the community as measured by distance to an ATM or bank branch. ... Banks have rationalised their ATM and bank branch networks and have sold some of their ATMs to third parties.
https://www.rba.gov.au/publications/annual-reports/rba/2021/banknotes.html

Regulatory Developments in Retail Payments

8 Sep 2011 PSB Annual Report – 2011
The taskforce was asked to consider the impact of the reforms on the transparency and level of ATM fees, consumer behaviour, competition in the ATM market and the deployment of ATMs. ... RBA (2009), An Access Regime for the ATM System, February,
https://www.rba.gov.au/publications/annual-reports/psb/2011/regulatory-dev.html

2016

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/

Other Regulatory Responsibilities

11 Sep 2008 PSB Annual Report – 2008
With these fees abolished, ATM owners will be free to charge customers who use their ATMs but must disclose the fee, increasing the overall transparency of pricing. ... an institution accessing another institution's ATMs in this way only has one such
https://www.rba.gov.au/publications/annual-reports/psb/2008/reg-response.html

Reform of the ATM System - One Year On

8 Jun 2010 Bulletin PDF 251KB
Reserve Bank of Australia Bulletin June 2010
https://www.rba.gov.au/publications/bulletin/2010/jun/pdf/bu-0610-6.pdf

ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

28 Jan 2015 RDP PDF 739KB
Section 6 concludes. 2. The ATM Market in Australia. At the beginning of 2009 there were around 27 000 ATMs in Australia. ... the cost of providing ATM services and distance between ATMs are given by c = 1 and l = 2.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf

Regulation of the Payments System

2 Oct 2009 PSB Annual Report – 2009
the greater flexibility in pricing allowed to ATM owners would enable deployment of ATMs in locations where they might not otherwise have been viable and provide a more sustainable business model ... 2009. Average withdrawal amounts have also increased,
https://www.rba.gov.au/publications/annual-reports/psb/2009/reg-payments.html