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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Merchant Service Fees for Credit Cards

14 Jul 2004 Bulletin PDF 53KB
12. 40 per cent in the average merchantservice fee. The most recent decline in fees took placeafter the lower interchange fees becameeffective at end October 2003. ... Overall, the 35 basis point reduction inmerchant service fees since the reforms
https://www.rba.gov.au/publications/bulletin/2004/jul/pdf/bu-0704-2.pdf

Bank Fees in Australia

20 Jun 2019 Bulletin – June 2019
Susan Black, Dmitry Titkov and Lydia Wang
The Reserve Bank has conducted a survey on bank fees each year since 1997.
https://www.rba.gov.au/publications/bulletin/2019/jun/bank-fees-in-australia.html

Payments System Board Annual Report 2003 - References

22 Sep 2005 PSB Annual Report 2003 PDF 24KB
https://www.rba.gov.au/publications/annual-reports/psb/2003/pdf/references.pdf

Banking Fees in Australia

10 May 2008 Bulletin – May 2008
The total value of merchant service fees fell significantly after the RBA's credit card interchange fee reforms were introduced in late 2003 and, despite the substantial increases in transaction values ... Following reform of the EFTPOS system in
https://www.rba.gov.au/publications/bulletin/2008/may/3.html

Banking Fees in Australia

10 May 2009 Bulletin – May 2009
Ramsay McLachlan
interchange fee reforms (Graph 3). ... In 2008, exception fees totalled $1.2 billion, around 10 per cent of banks' total fee income (Table 5).
https://www.rba.gov.au/publications/bulletin/2009/may/2.html

Banking Fees in Australia

10 May 2006 Bulletin – May 2006
Part of this outcome reflected the full-year effect of the decline in merchant service fee income following the reforms to credit card interchange fees that took effect in October 2003. ... One of the outcomes of these reforms was a reduction in the
https://www.rba.gov.au/publications/bulletin/2006/may/2.html

Retail Payments Regulation and Policy Issues

14 Sep 2017 PSB Annual Report – 2017
MasterCard and Visa published new interchange fee schedules effective July 2017, when the new standards came into force. ... to protect consumers against fraud; and it bans card surcharging on transactions where IFR interchange fee caps apply.
https://www.rba.gov.au/publications/annual-reports/psb/2017/retail-payments-regulation-and-policy-issues.html

Merchant Service Fees and Market Shares for Credit and Charge Cards

17 Aug 2005 Bulletin PDF 104KB
Reserve Bank of Australia Bulletin August 2005
https://www.rba.gov.au/publications/bulletin/2005/aug/pdf/bu-0805-2.pdf

Bank Fees in Australia During the COVID-19 Pandemic

17 Jun 2021 Bulletin – June 2021
Karl Sparks and Megan Garner
The Reserve Bank's annual survey of bank fees shows that their fee income from both households and businesses in Australia declined notably over 2020 due to the disruption to economic activity caused by the COVID-19 pandemic.
https://www.rba.gov.au/publications/bulletin/2021/jun/bank-fees-in-australia-during-the-covid-19-pandemic.html

Banking Fees in Australia

10 May 2007 Bulletin – May 2007
fees. Graph 2. Banks' fee income from businesses rose by 3 per cent to $5.7 billion in 2006 (Table 2). ... reflecting a fall in interchange fees and strong competition among banks for merchant business.
https://www.rba.gov.au/publications/bulletin/2007/may/2.html