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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Introduction | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 Introduction. ... This extended power could be used to grant an exemption for a scheme being proposed by the ATM industry for providing charge-free access to ATMs in
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/introduction.html

The ATM Reforms – New Evidence from Survey and Market Data

16 Mar 2011 Bulletin PDF 204KB
Reserve Bank of Australia Bulletin March 2011
https://www.rba.gov.au/publications/bulletin/2011/mar/pdf/bu-0311-7.pdf

Competition and Efficiency

25 Sep 2003 PSB Annual Report – 2003
Some of these ATMs are likely to charge a higher fee than banks currently charge on their machines. ... Nevertheless, many ATMs are likely to continue to charge less than the ‘convenience’ ATMs, providing consumers with choice.
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html

Recent Developments in the ATM Industry

10 Feb 2020 Bulletin December Quarter 2017 PDF 1810KB
https://www.rba.gov.au/publications/bulletin/2017/dec/pdf/bu-1217-6-recent-developments-in-the-atm-industry.pdf

Next Steps | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 Next Steps.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/next-steps.html

2017

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/

Competition and Efficiency

24 Mar 2003 PSB Annual Report – 2002
Under this regime, there would be a direct relationship between the ATM owner and cardholders wishing to withdraw cash. ... Card issuers would also be free to charge their customers directly for ‘foreign’ ATM transactions.
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html

The Proposed Approach | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 The Proposed Approach. ... fees under one-way arrangements, where those circumstances are not contrary to the original intent of the Access Regime – namely to
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/proposed-approach.html

Bill Payments and Automated Teller Machines

20 Sep 2005 PSB Annual Report – 2005
One is that there are limited incentives for ATM owners to put ATMs in out-of-the-way locations. ... ATMs. In the United States, there has also been an adverse consumer reaction, with some state governments attempting to ban direct charging by ATM
https://www.rba.gov.au/publications/annual-reports/psb/2005/bill-payments.html

Competition and Efficiency

21 Mar 2002 PSB Annual Report – 2001
0.49. 0.21. b. 0.70. b. 1.40. Own ATM. a. 0.49. 0.21. ... b Does not allow for a difference in switching costs between own ATM and foreign ATM withdrawals.
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html