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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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2 April 2024 | Minutes of the Monetary Policy Meeting of the Board

2 Apr 2024 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 April 2024
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2024/2024-03-19.html

Liquidity and the Lender of Last Resort

14 May 2008 Bulletin PDF 62KB
Address by Mr Glenn Stevens, Governor, to the Seventh Annual Sir Leslie Melville Lecture, ANU-Toyota Public Lecture Series 2008, Australian National University, Canberra, 15 April 2008
https://www.rba.gov.au/publications/bulletin/2008/may/pdf/bu-0508-4.pdf

Resilience of the Australian Financial System

22 Mar 2024 FSR – March 2024
Resilience of the Australian Financial System | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-the-australian-financial-system.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
vulnerable clients providing log-in details to payday lenders, only to have the payday lender use the log-in details later to identify when a consumer is getting low on cash
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Resilience of Australian Households and Businesses

22 Mar 2024 FSR – March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html

Developments in the Financial System Infrastructure

10 Mar 2005 FSR – March 2005
cent, or by the lender having taken out mortgage insurance on the loan, covering the lender for any losses. ... borrower. APRA has also recently reviewed the capital requirements that apply to lenders' mortgage insurers (LMIs).
https://www.rba.gov.au/publications/fsr/2005/mar/dev-fin-sys-infra.html

Financial Stability Assessment

6 Oct 2023 FSR – October 2023
Financial Stability Assessment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/overview.html

Non-bank Lending in Australia and the Implications for Financial Stability

16 Mar 2023 Bulletin – March 2023
Callum Hudson, Samuel Kurian and Michelle Lewis
Non-bank lenders help to finance some forms of economic activity that might otherwise go unfinanced by traditional banks.
https://www.rba.gov.au/publications/bulletin/2023/mar/non-bank-lending-in-australia-and-the-implications-for-financial-stability.html

The Role of Collateral in Borrowing

14 Jan 2021 RDP PDF 1784KB
Controlling for. lender behaviour is important because matching between borrowers and lenders is endogenous. ... Lenders to each borrower Borrowers to each lender. Min Mean Max Std dev Min Mean Max Std dev.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf

Bulletin September Quarter 2023

15 Feb 2024 Bulletin - September 2023 PDF 8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf