Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
Domestic Financial Conditions
5 Nov 2021
SMP
– November 2021
Graph 3.27. In early October, in response to risks associated with high and rising household indebtedness, APRA increased the serviceability assessment rate that it expects lenders to use to assess ... Banks have indicated in liaison that they are
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Controlling for lender behaviour is important because matching between borrowers and lenders is endogenous. ... 0. 0.36. 1.69. 0.50. Panel C: Number of unique lenders (borrowers) to each borrower (lender) across sample.
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
See 9 more results from "RDP 2021-01"
Domestic Financial Conditions
8 May 2020
SMP
– May 2020
Only a few lenders decreased SVRs following the second 25 basis point cash rate reduction in mid March. ... In response to more difficult funding conditions, some non-ADI lenders have announced higher interest rates for new loans.
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
The Household Cash Flow Channel of Monetary Policy
16 Dec 2016
RDP
2016-12
This is consistent with a ‘lender’ cash flow channel. Overall, the borrower channel is a stronger channel of monetary transmission than the lender channel, such that lower interest rates will typically
https://www.rba.gov.au/publications/rdp/2016/2016-12.html
See 8 more results from "RDP 2016-12"
A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market
14 Feb 2018
RDP
2018-01
Understanding the network of relationships between borrowers and lenders in this market, and how it changes during periods of stress, is crucial for understanding the resilience of the market.
https://www.rba.gov.au/publications/rdp/2018/2018-01.html
See 4 more results from "RDP 2018-01"
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
these lenders accounted for less than 5 per cent of allowances by value. ... lender type and lenders that accessed the TFF) and a linear period variable.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
Box B: The Impact of Lending Standards on Loan Sizes
10 Feb 2020
FSR
October 2018
PDF
634KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-b.pdf
Domestic Financial Conditions
6 Aug 2021
SMP
– August 2021
Similarly, the increased availability of consumers' banking data through the Consumer Data Right program (open banking) will facilitate sharing of data between consumers and lenders. ... In part, this reflects the earlier improvement in economic
https://www.rba.gov.au/publications/smp/2021/aug/domestic-financial-conditions.html
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
March | 2023
16 Mar 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/mar/