Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Identifying Repo Market Microstructure from Securities Transactions Data
13 Aug 2018
RDP
PDF
2622KB
collateral, whereas if an unsecured borrower defaults, the lender joins other unsecured creditors. ... lender for each transaction, potentially revealing whether position changes are supply or demand.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf
Updates to Australia's Financial Aggregates - Appendix
21 Mar 2019
Bulletin
– March 2019
The financial aggregates for Australia are important data compiled by the Reserve Bank that are used by policymakers to assess financial and economic activity of households and companies.
https://www.rba.gov.au/publications/bulletin/2019/mar/updates-to-australias-financial-aggregates_appendix.html
Domestic Financial Conditions
9 Aug 2019
SMP
– August 2019
Consistent with this, liaison with the major banks, mortgage brokers and non-ADI lenders indicates that competition for high-quality borrowers remains strong. ... However, consistent with the increase in loan approvals in June, in liaison some lenders
https://www.rba.gov.au/publications/smp/2019/aug/domestic-financial-conditions.html
Domestic Financial Conditions
5 Nov 2021
SMP
– November 2021
Graph 3.27. In early October, in response to risks associated with high and rising household indebtedness, APRA increased the serviceability assessment rate that it expects lenders to use to assess ... Banks have indicated in liaison that they are
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Controlling for lender behaviour is important because matching between borrowers and lenders is endogenous. ... 0. 0.36. 1.69. 0.50. Panel C: Number of unique lenders (borrowers) to each borrower (lender) across sample.
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
See 9 more results from "RDP 2021-01"
The Household Cash Flow Channel of Monetary Policy
16 Dec 2016
RDP
2016-12
This is consistent with a ‘lender’ cash flow channel. Overall, the borrower channel is a stronger channel of monetary transmission than the lender channel, such that lower interest rates will typically
https://www.rba.gov.au/publications/rdp/2016/2016-12.html
See 8 more results from "RDP 2016-12"
Domestic Financial Conditions
8 May 2020
SMP
– May 2020
Only a few lenders decreased SVRs following the second 25 basis point cash rate reduction in mid March. ... In response to more difficult funding conditions, some non-ADI lenders have announced higher interest rates for new loans.
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
Domestic Financial Conditions
6 Aug 2021
SMP
– August 2021
Similarly, the increased availability of consumers' banking data through the Consumer Data Right program (open banking) will facilitate sharing of data between consumers and lenders. ... In part, this reflects the earlier improvement in economic
https://www.rba.gov.au/publications/smp/2021/aug/domestic-financial-conditions.html
A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market
14 Feb 2018
RDP
2018-01
Understanding the network of relationships between borrowers and lenders in this market, and how it changes during periods of stress, is crucial for understanding the resilience of the market.
https://www.rba.gov.au/publications/rdp/2018/2018-01.html
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Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
vulnerable clients providing log-in details to payday lenders, only to have the payday lender use the log-in details later to identify when a consumer is getting low on cash
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html