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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Box D: Enhancing the Transparency of Interest Rates

6 Feb 2020 SMP – February 2020
This is consistent with the security provided by their property reducing the risk for lenders relative to unsecured finance. ... The Reserve Bank will continue to publish Statistical Table F5 Indicator Lending Rates – the advertised interest rates
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html

Developing Housing Finance Systems | Conference – 2012

20 Aug 2012 Conferences
Francis E Warnock and Veronica Cacdac
5.4. 12.4. 8.3. Legal Rights for Borrowers and Lenders. 7.2. 5.5. ... of fixed- or variable-rate mortgages in any economy owes to lender or borrower preferences.
https://www.rba.gov.au/publications/confs/2012/warnock-warnock.html

Discussion of Liquidity, Financial Crises and the Lender of Last Resort – How Much of a Departure is the Sub-prime Crisis?

22 Oct 2008 Conferences PDF 66KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/davis-disc.pdf

Financial Conditions

6 Feb 2024 SMP – February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html

Domestic Financial Conditions

8 Nov 2019 SMP – November 2019
Lenders decreased their SVRs for investor interest-only (IO) loans by more than for other types of housing loans. ... Furthermore, competition for these borrowers also means that well-informed households with existing loans have been approaching their
https://www.rba.gov.au/publications/smp/2019/nov/domestic-financial-conditions.html

Robustness Tests

31 Dec 2013 RDP 2013-05
Gianni La Cava
The dummy variable is interacted with the share of loans sold by each lender. ... Table 6: New Mortgage Lending by Non-bank Lenders. OLS. Tract fixed effects.
https://www.rba.gov.au/publications/rdp/2013/2013-05/robustness-tests.html
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Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015

19 Mar 2015 Conferences
Ellis Connolly, Gianni La Cava and Matthew Read
First, we explore the issue from the ‘lender's perspective’ by drawing on liaison with lenders (carried out by the Reserve Bank of Australia), and examine the role of housing collateral ... Some lenders downplayed the importance of collateral,
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html

Domestic Financial Conditions

6 Feb 2020 SMP – February 2020
The increase in overall loan commitments has been broadly based across states and lenders. ... This will allow eligible first home buyers to purchase a home without needing to pay for lenders mortgage insurance.
https://www.rba.gov.au/publications/smp/2020/feb/domestic-financial-conditions.html

June | 2023

15 Jun 2023 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/jun/

2.2 Operations in Financial Markets

19 Oct 2023 RBA Annual Report – October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html