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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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Bulletin

17 Apr 2024 Bulletin - April 2024 PDF 7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf

Appendix A: Ground-up Calculations

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
This series can be used to generate an implied share of cash registers with EFTPOS terminals back to the late 1980s. ... Given the introduction of EFTPOS in the 1980s, the results appear broadly reasonable.
https://www.rba.gov.au/publications/rdp/2018/2018-12/appendix-a.html
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The Cost of Card Payments for Merchants

15 Sep 2022 Bulletin – September 2022
Troy Gill, Cara Holland and Georgia Wiley
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html

How Australians Withdraw Cash

10 Jul 2004 Bulletin – July 2004
The survey does not separately identify those who used EFTPOS to withdraw cash. ... The increase in the number of EFTPOS terminals has been even more marked.
https://www.rba.gov.au/publications/bulletin/2004/jul/3.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
In contrast, fraud losses on eftpos and ATM transactions have remained low by comparison. ... The low level of fraud losses in the eftpos system has typically been attributed to mandatory PIN use, along with the fact that the eftpos network cannot be
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

The Evolving Structure of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey and Brian Gray
There has been considerable expansion of the ATM network and the number of EFTPOS terminals in recent years (Figure 10), and these and other card-based payment systems now account for
https://www.rba.gov.au/publications/confs/1996/edey-gray.html

Reform of the Payments System

16 Mar 2005 Bulletin PDF 58KB
Address by Dr Philip Lowe, Assistant Governor (Financial System) to Visa Interantional Australia and New Zealand Member Forum 2 March 2005 Werribee
https://www.rba.gov.au/publications/bulletin/2005/mar/pdf/bu-0305-3.pdf

Gresham’s Law of Payments

19 Apr 2005 Bulletin PDF 49KB
Address by Governor to Australian Institute of Banking and Finance Industry Forum 2005, Sydney, 23 March 2005
https://www.rba.gov.au/publications/bulletin/2005/apr/pdf/bu-0405-2.pdf

The Social Costs of Currency Counterfeiting

1 May 2015 RDP PDF 881KB
In particular, using the value of eftpos and credit transactions instead of bank deposits and credit card debt yields qualitatively similar results.14. ... credit card transactions of 1.8 per cent over ten years, and 0.5 per cent in total eftpos
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf

A Guide to the Card Payments System Reforms

15 Mar 2011 Bulletin PDF 274KB
Reserve Bank of Australia Bulletin September 2010
https://www.rba.gov.au/publications/bulletin/2010/sep/pdf/bu-0910-7.pdf