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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Valuing Safety and Privacy in Retail Central Bank Digital Currency
11 Apr 2024
RDP
2024-02
People would be able to access their money using mobile phones, computers, or cards, just like they can at other banks already offering bank accounts. ... The survey asked 9,100 Australians to join via random phone number dialling and they were
https://www.rba.gov.au/publications/rdp/2024/2024-02/full.html
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The ATM Market in Australia
31 Dec 2012
RDP
2012-03
a) That is, the own-bank processing cost incurred by the cardholder's bank (or more generally the card issuer) that primarily reflects costs of ATM withdrawals made using a debit ... If the costs of credit functions are included, the weighted-average
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
driven by an increasing use of cards (credit and debit) to carry out in-person payments (Figure 2). ... 16. Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf
A Banker's Perspective on the Future of the Financial System
7 Dec 2006
Conferences
PDF
35KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/ferguson-w.pdf
A Model of Competing Payment Systems
17 Apr 2009
RDP
2009-02
Some consumers, for instance, may be particularly averse to taking on debt, and so appreciate the budgeting discipline provided by a debit card. ... Others, by contrast, may value the flexibility afforded by a credit card relative to a debit card in
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html
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Competition Between Payment Systems
15 Apr 2009
RDP
PDF
243KB
theevent that a merchant accepts the cards of both platforms, and those who wouldinstead prefer to use card j over card i. ... Some consumers, for instance, may be particularly averse to taking on debt,and so appreciate the budgeting discipline provided
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf
A Banker's Perspective on the Future of the Financial System | Conference – 1996
9 Jul 1996
Conferences
The retail world is now one of ATMs, CATs, EFTPOS, credit, debit and charge cards issued by banks or non-banks, home banking and now the Internet. ... automated payroll credits, debit cards, scriptless securities, and the like.
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html
Developments in the Business of Banking | Conference – 1996
9 Jul 1996
Conferences
Electronic funds transfer, automatic teller machines, EFTPOS, increased usage of debit and credit cards, stored value cards, telephone banking and computer banking all have the potential to offer greater convenience and ... Taxi companies and government
https://www.rba.gov.au/publications/confs/1996/joss.html
Non-technical summary for 'Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey'
9 Sep 2020
RDP
PDF
612KB
RDP 2020-06 non-technical summary
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-non-technical-summary.pdf
Measuring Productivity in the Australian Banking Sector
7 Dec 2006
Conferences
PDF
54KB
RBA Conference Volume 1995
https://www.rba.gov.au/publications/confs/1995/pdf/oster-antioch.pdf