Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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The Australian Financial System
9 Oct 2020
FSR
– October 2020
In response to the associated uncertainty about the future availability of funding, many non-bank lenders actively slowed their lending. ... This improvement in funding availability has allowed non-bank lenders to start pricing loans more competitively.
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html
Access to Small Business Finance
20 Sep 2018
Bulletin
– September 2018
The Reserve Bank has conducted additional outreach this year to hear a broad range of perspectives on small business finance.
https://www.rba.gov.au/publications/bulletin/2018/sep/access-to-small-business-finance.html
In Brief: Financial Stability Review – March 2024
22 Mar 2024
FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2024/mar/
Box B: Risks in Retail Commercial Property
8 Apr 2021
FSR
– April 2021
Large price falls would see a wider range of leveraged investors breach loan covenants, requiring a review of their situation with their lenders and possible further property sales. ... For this reason, lenders and financial regulators typically pay
https://www.rba.gov.au/publications/fsr/2021/apr/box-b-risks-in-retail-commercial-property.html
Boxes
22 Mar 2024
FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html
Mortgage Macroprudential Policies
8 Oct 2021
FSR
– October 2021
Risky lending could also shift to non-bank lenders that are not prudentially regulated. ... at least 20 per cent of mortgage lending at 20 per cent of lenders (Graph 5.10).
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html
Developing Housing Finance Systems | Conference – 2012
20 Aug 2012
Conferences
5.4. 12.4. 8.3. Legal Rights for Borrowers and Lenders. 7.2. 5.5. ... of fixed- or variable-rate mortgages in any economy owes to lender or borrower preferences.
https://www.rba.gov.au/publications/confs/2012/warnock-warnock.html
At a Glance: Financial Stability Review – October 2020
9 Oct 2020
FSR
However, with economies experiencing large contractions in output the focus has shifted from liquidity to the solvency of borrowers as the expected defaults will result in credit losses for lenders. ... Some commercial real estate also poses significant
https://www.rba.gov.au/publications/fsr/2020/oct/
Discussion of Liquidity, Financial Crises and the Lender of Last Resort – How Much of a Departure is the Sub-prime Crisis?
22 Oct 2008
Conferences
PDF
66KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/davis-disc.pdf
At a Glance: Financial Stability Review – April 2021
9 Apr 2021
FSR
If some parts of the economy, such as the retail commercial property, continue to be constrained by the virus then lenders exposed to these sectors could face significant losses. ... This could push asset prices above their fundamental values which could
https://www.rba.gov.au/publications/fsr/2021/apr/