Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Semi-Annual Statement on Monetary Policy
30 Jul 2003
SMP
PDF
80KB
Thevalue of outstanding margin loans representsabout 0.9 per cent of market capitalisation. ... margin loan, it is possible for investors tocontrol a much larger portfolio than theycould if they were to invest only their owncapital.
https://www.rba.gov.au/publications/smp/2000/may/pdf/box-c.pdf
Notes to and Forming Part of the Financials Statements
27 Oct 2022
RBA Annual Report
– October 2022
Interest is accrued over the term of the loan and is paid at maturity. ... Cash collateral provided. 267. 0. 0.1. Gold loans. 478. 0. 0.1.
https://www.rba.gov.au/publications/annual-reports/rba/2022/financial-statements/notes.html
Box C: Recent Developments in Margin Lending
6 Aug 2004
SMP
PDF
61KB
Much of the recent pick-up in marginlending is likely to have reflected increasesin existing borrowers’ debt levels, with thenumber of margin loan accounts rising moremodestly over the period. ... As such, theaverage size of outstanding margin loans
https://www.rba.gov.au/publications/smp/2004/aug/pdf/box-c.pdf
List of tables
10 Feb 2008
SMP
– February 2008
Margin loans. 9.66. 0.33. 0.69. Standard credit cards. 18.57. 0.39. 0.78. ... End Jul 2007. Cash rate. 6.75. 0.25. 0.50. Small business. Term loans.
https://www.rba.gov.au/publications/smp/2008/feb/tables.html
Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
Or was their timing simply delayed, with businesses temporarily absorbing cost impacts in their margins? ... Heightened concerns about the size of the non-performing loan book for Japanese banks also depressed Japanese share prices.
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Our analysis confirms the empirical regularity that declining interest rates reduce banks’ net interest margins. ... impact of lower rates on loan-loss provisions and other factors, including an increased focus on cost efficiencies and streamlining
https://www.rba.gov.au/publications/rdp/2023/2023-05.html
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Identifying Repo Market Microstructure from Securities Transactions Data
13 Aug 2018
RDP
PDF
2622KB
detail as unsecured markets, because loan-level repo data have not been available. ... common than loan increases by a small margin. Collateral movements, that is, zero-cash transactions.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf
Recent Developments in Margin Lending in Australia
14 Dec 2009
Bulletin
PDF
148KB
Reserve Bank of Australia Bulletin December 2009
https://www.rba.gov.au/publications/bulletin/2009/dec/pdf/bu-1209-2.pdf
Credit Loss Modelling
20 Sep 2022
RDP
2022-03
For other domestic loan types (such as loans to financial institutions), we make some simplifying assumptions in recognition these loans comprise less than 5 per cent of total loans. ... The use of loan loss provisions is mandated in accounting standards,
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
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Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
per cent could still be observed in the near term, as profit margins are gradually restored. ... This in turn means that profit margins for importers might be restored without as large a rise in the price to Australian consumers as would otherwise have
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html