Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Payments System Regulation and Policy Issues
27 Sep 2023
PSB Annual Report
– September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html
Abstract for The Personal Credit Card Market in Australia: Pricing over the Past Decade
10 Mar 2012
Bulletin
– March 2012
Bulletin – March 2012 The Personal Credit Card Market in Australia: Pricing over the Past Decade Abstract. ... New strategies adopted by issuers include: the introduction of ‘companion’ American Express cards; a substantial increase in the number
https://www.rba.gov.au/publications/bulletin/2012/mar/bu-0312-7a.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
They are also not permitted to discriminate on the basis of whether the potential entrant will be an issuer of credit cards only, an acquirer of credit card transactions only or ... Offsetting this, many issuers have introduced cards featuring
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html
Competition and Efficiency
21 Mar 2002
PSB Annual Report
– 2001
Revenues from interchange fees allow credit card issuers to ‘subsidise’ cardholders to use their credit cards, by charging them less than the cost of the credit card payment services they use ... In Australia, interchange fees for proprietary debit
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html
Competition and Efficiency
24 Mar 2003
PSB Annual Report
– 2002
Depending on the selection made by the cardholder, issuers of this card can earn the same interchange fee rate as that for credit cards for what are essentially debit card transactions. ... Card issuers would also be free to charge their customers
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html
The Australian Debit Card Market: Default Settings and Tokenisation
19 Jun 2023
Consultations
PDF
397KB
least-cost routing, discussed further below). The practice in Australia to date has been for card issuers to issue DNDCs with Bank Identification. ... behalf of their member issuers (Visa cards typically begin with ‘4’ and Mastercard cards typically.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf
Box B: Competition in Household Lending in New Zealand and the United Kingdom
10 Mar 2006
FSR
– March 2006
Moreover, competition has manifested itself in an increasing number of card issuers offering low-rate cards and free balance-transfer deals. ... More recently, some banks and other credit card issuers in the United Kingdom have begun to offer credit
https://www.rba.gov.au/publications/fsr/2006/mar/box-b.html
Other Retail Payments Developments
12 Sep 2014
PSB Annual Report
– 2014
As discussed in previous annual reports, card issuers offer a range of credit card products, each providing a different mix of fees, features and rewards to appeal to different customer types. ... For instance, card issuers are likely to receive
https://www.rba.gov.au/publications/annual-reports/psb/2014/other-ret-pay-dev.html
The Cost of Card Payments for Merchants
19 Mar 2020
Bulletin
– March 2020
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html
Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016
7 Dec 2016
Consultations
PDF
524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf