Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Three Australian Asset-price Bubbles | Conference – 2003
18 Aug 2003
Conferences
As with previous bubbles, credit was relatively easy to obtain and, in particular, margin loans were very popular among stock investors. ... Wigmore (1985) calculates that margin loans amounted to about 18 per cent of market capitalisation in October 1929
https://www.rba.gov.au/publications/confs/2003/simon.html
List of tables
10 Nov 2008
SMP
– November 2008
0.00. 2.09. Personal loans. Margin loans. 10.12. 0.43. 1.15. Standard credit cards. ... 14.84. 0.06. 2.22. Small business. Term loans. Residentially secured. 9.41. 0.69.
https://www.rba.gov.au/publications/smp/2008/nov/tables.html
Resilience of Australian Households and Businesses
22 Mar 2024
FSR
– March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html
Financial Conditions
6 Feb 2024
SMP
– February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html
Semi-Annual Statement on Monetary Policy
10 May 1998
Bulletin
– May 1998
An indication of the weakness of these balance sheets is that loans outstanding to bankrupt companies were at their highest-ever level in 1997. ... In the three months to February, the value of loan approvals for housing was 18 per cent higher than a
https://www.rba.gov.au/publications/bulletin/1998/may/2.html
5 April 2022 | Minutes of the Monetary Policy Meeting of the Board
19 Apr 2022
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 April 2022
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2022/2022-04-05.html
List of tables
10 May 2008
SMP
– May 2008
End Jul 2007. Cash rate. 7.25. 0.50. 1.00. Housing loans. Prime-full doc. ... Personal loans. Margin loans. 10.40. 0.74. 1.44. Standard credit cards. 19.38.
https://www.rba.gov.au/publications/smp/2008/may/tables.html
List of tables
10 Aug 2006
SMP
– August 2006
Home equity. 7.70. 0.25. – Margin loans. 8.50. 0.20. – Standard credit cards. ... Residential security:. – Overdraft. 8.45. 0.25. – Term loan. 7.80. 0.25.
https://www.rba.gov.au/publications/smp/2006/aug/tables.html
Box B: Recent Trends in Personal Credit
10 Feb 2020
FSR
April 2018
PDF
640KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/box-b.pdf
The Effects of Funding Costs and Risk on Banks' Lending Rates
10 Mar 2011
Bulletin
– March 2011
Second, risk margins on loans have risen to account for higher expected losses. ... Since then, spreads on new loans have declined, and are now closer to the average margin on existing loans.
https://www.rba.gov.au/publications/bulletin/2011/mar/6.html