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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Competition and Efficiency

11 Nov 2004 PSB Annual Report – 2004
Most merchants that do charge for credit cards impose a uniform charge across credit and charge cards although some merchants are imposing higher charges for the more expensive American Express and ... The credit and charge card schemes operated by
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html

Box B: Online Spending by Households

3 Feb 2011 SMP – February 2011 PDF 120KB
https://www.rba.gov.au/publications/smp/2011/feb/pdf/box-b.pdf

How Australians Pay: Evidence from the 2016 Consumer Payments Survey

24 Jul 2017 RDP PDF 1438KB
Debit cards 15 22 24 30. Credit and charge cards 11 9 19 22. ... Debit cards 21 27 22 26. Credit and charge cards 23 16 31 28.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf

The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html

Bulletin Articles – 2005

9 Mar 2023 Bulletin
The Reserve Bank Bulletin is a monthly publication that contains economic commentary, feature articles, speeches and a set of statistical tables
https://www.rba.gov.au/publications/bulletin/2005/

List of tables

12 Sep 2014 PSB Annual Report – 2014
All cards. 307. 355. eftpos and ATM transactions. 16. 18. Scheme debit, credit and charge cards. ... 15. 22. 24. 21. 27. 22. Credit and charge cards. 11.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

Recent Developments in the ATM Industry

7 Dec 2017 Bulletin – December 2017
Stephen Mitchell and Chris Thompson
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html

Household and Business Finances

8 Apr 2022 FSR – April 2022
However, the value of BNPL transactions remains relatively small compared to other forms of personal finance, with the value of domestic personal credit and charge card purchases on Australian-issued cards ... other adjustments to their finances such as
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html

List of tables

26 Sep 2006 PSB Annual Report – 2006
Deposit account. 97. Debit card. 91. Credit or charge card. 55. ... 9. 5.6. 54. Credit and charge card cash advances. 12. 7.6.
https://www.rba.gov.au/publications/annual-reports/psb/2006/tables.html

Understanding Merchants' and Consumers' Card Choices

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
is the (relatively high) effective per-transaction price that a consumer who holds both cards, but who would prefer to use card i over card j, faces for card j transactions. ... would gain from being able to switch his or her card payments from platform
https://www.rba.gov.au/publications/rdp/2009/2009-02/understanding-merchants.html
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