Search: interchange fee
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Payment Systems (Regulation) Act 1998, The designated credit card systems operated by Bankcard, MasterCard and Visa - July 2005
20 Jul 2005
Media Release
PDF
123KB
Reform of Credit Card Schemes in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-08-gazette-notice-interchange-std.pdf
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
28 Jan 2015
RDP
PDF
739KB
foreign and direct fees will shift by an amount equal to the interchange fee when the interchange fee is banned. ... That is, foreign and direct fees adjusted by twice as much as the change in the interchange fee.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf
Submissions to the Reserve Bank of Australia: Comment on Proposed Changes to EFTPOS Interchange Fee Standard
23 Oct 2009
PDF
78KB
Submissions on Proposed Changes to the EFTPOS Interchange Fee Standard
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-pro-interchg-stds/ara-ampf-23102009-2.pdf
Standard No.2 of 2016: The Setting of Interchange Fees in the Designated Debit and Prepaid Card Schemes and Net Payments to Issuers…
15 Dec 2021
PDF
129KB
4. Interchange Fees. 4.1 (a) An Interchange Fee (exclusive of goods and services tax) in relation to a Card Transaction must:. ... are not Multilateral Interchange Fees must report to the Reserve Bank of Australia by 31 July each year the range of
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/pdf/standard-no-2-of-2016-debit-and-prepaid-card-interchange-2021-11-18.pdf
Payments System Board Annual Report 2004 - Reference Material
22 Sep 2005
PSB Annual Report
2004
PDF
48KB
https://www.rba.gov.au/publications/annual-reports/psb/2004/pdf/ref-material.pdf
Revocation of Interchange Standard as it applies to the Bankcard Scheme
26 Apr 2006
Media Release
PDF
49KB
Payment Systems (Regulation) Act 1998
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-02-bankcard-std-revoc.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
In addition, merchant service fees are higher for small businesses. The rest of this paper proceeds as follows. ... fees paid to them, paying careful attention to avoid double counting between resource costs and transfers.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
EFTPOS Benchmark Calculation
12 Dec 2009
Media Release
PDF
10KB
Reform of the EFTPOS System
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-06-eftpos-benchmark-calc.pdf
Reserve Bank of Australia Submission to the Australian Competition Tribunal
21 Jul 2004
PDF
270KB
interchange fee in the debit card network.”20. 18. It also noted that other payment systems exist without interchange fees:. ... can therefore function without an interchange fee. Would a move to zero interchange fees in Australia’s EFTPOS system
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/au-competition-tribunal.pdf
How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
Reserve Bank’s reforms to interchange fees since the early 2000s, which have reduced incentives. ... a reduction in interchange fees for small/contactless card payments by one of the international.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf