Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry
2 Dec 2001
PDF
372KB
38. 1. Suppressed Consumption by Non-Card-Users.38. 2. Economically Excessive Use of Credit and Charge Cards.39 3. ... As shown in the diagram, consumers obtain credit and charge cards from card issuers.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/ii-commissioned-report.pdf
Box B: Online Spending by Households
3 Feb 2011
SMP
– February 2011
PDF
120KB
https://www.rba.gov.au/publications/smp/2011/feb/pdf/box-b.pdf
Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry - Technical Appendix
5 Dec 2001
PDF
90KB
pcr = price charged by the merchant for a credit or charge card-based transaction. ... Put another way, Professor Schmalensee fails to account for the negative effects that one merchant’s acceptance of credit and charge cards may have on other merchants
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/tech-appendix.pdf
How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
Debit cards 15 22 24 30. Credit and charge cards 11 9 19 22. ... Debit cards 21 27 22 26. Credit and charge cards 23 16 31 28.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry - Equilibrium with Frictionless …
5 Dec 2001
PDF
62KB
64. Frontier Economics and Visa argue that, absent a mechanism for internalization, externalities will arise from card usage because merchants earn positive margins on sales made using credit and charge ... equal. The lower merchant service fees would
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/merchant-surcharging.pdf
Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
2 Oct 2018
RDP
PDF
1746KB
credit card (if they held multiple cards, this was the one they used most often). ... incurred interest charges; the distribution of benefits from credit cards across income groups also.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf
Bank Fees in Australia
29 Jan 2024
Bulletin
- January 2024
PDF
832KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bank-fees-in-australia.pdf
Domestic Financial Conditions
20 Nov 2023
SMP
- November 2023
PDF
2300KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/03-domestic-financial-conditions.pdf
The Australian Debit Card Market: Default Settings and Tokenisation
28 Sep 2023
Consultations
PDF
404KB
to which prepaid and charge cards should be covered by the expectations. ... which they should apply to prepaid and charge cards. Stakeholders who wish to provide feedback should contact the Bank by email at.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
Debit cards 15 22 24 30 44. Credit and charge cards 11 9 19 22 19. ... Credit and charge cards 23 16 31 28 25. BPAY 10 10 11 8 9.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf