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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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Some Innovative Mortgage Data

13 Aug 2017 Speech PDF 403KB
We refer to this here as the ‘current LVR’. This is one indicator of the riskiness of a loan.Other things equal, higher LVRs tend to be associated with a greater ... That is consistent with banks limiting the shareof loans with LVRs (at origination)
https://www.rba.gov.au/speeches/2017/pdf/sp-ag-2017-08-14.pdf

Mortgage Insights From Securitisation Data

21 Nov 2017 Speech PDF 172KB
This reflects a few factors. Banks limit loanswith LVRs (at origination) above 80 per cent, and these high-LVR borrowers are typically required topay for lenders' mortgage insurance. ... Preliminary econometric analysis suggests that LVRs and loan
https://www.rba.gov.au/speeches/2017/pdf/sp-so-dm-2017-11-20.pdf

Box C: Lenders Mortgage Insurance

25 Sep 2013 FSR September 2013 PDF 588KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/box-c.pdf

Box D: The Expected Pick-up in the Home-building Sector

7 Aug 2009 SMP – August 2009 PDF 135KB
https://www.rba.gov.au/publications/smp/2009/aug/pdf/box-d.pdf

A Survey of Housing Equity Withdrawal and Injection in Australia

18 Aug 2006 RDP PDF 421KB
It is worth noting that the LVRs on the purchased properties were significantly higher than the overall LVR of households undertaking these transactions (that is, these households often had other, less ... 6 These LVRs are also higher than previous
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-08.pdf

Box C: The Regulatory Capital Framework for Residential Mortgages

15 Oct 2015 FSR October 2015 PDF 156KB
https://www.rba.gov.au/publications/fsr/2015/oct/pdf/box-c.pdf

How Risky is Australian Household Debt?

19 Aug 2020 RDP PDF 1880KB
For example, banks can. be more willing to lend at higher loan-to-valuation ratios (LVRs) in countries where they are. ... Ideally we would include. maximum permissible LVRs as a more direct measure of banks’ willingness to lend, but we.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf

Financial Stability Review

15 Nov 2023 FSR - October 2023 PDF 4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf

Overview

12 Oct 2017 FSR October 2017 PDF 168KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/overview.pdf

Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey

27 Mar 2012 FSR – March 2012 PDF 156KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/box-b.pdf