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RBA Glossary definition for BPAY

BPAY – BPAY is a payments clearing organisation owned by a group of retail banks. Individuals who hold accounts with a BPAY participating financial institution can pay billing organisations which participate in BPAY, using account transfers initiated by phone or internet. The transfers may be from savings, cheque or credit card accounts.

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Bulletin June Quarter 2023

29 Sep 2023 Bulletin - June 2023 PDF 7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf

Innovation and Governance of Payment Systems

18 Oct 2005 Bulletin PDF 71KB
Address by Assistant Governor (Financial System) to Banktech.05 Conference 16 September 2005 Sydney
https://www.rba.gov.au/publications/bulletin/2005/oct/pdf/bu-1005-6.pdf

Banking and Payment Services

9 Aug 2023 RBA Annual Report - 2022 PDF 351KB
https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/banking-and-payment-services.pdf

Non-technical summary for 'Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey'

9 Sep 2020 RDP PDF 612KB
RDP 2020-06 non-technical summary
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-non-technical-summary.pdf

Consumer Payment Behaviour in Australia

13 Jun 2023 Bulletin - June 2023 PDF 974KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/consumer-payment-behaviour-in-australia.pdf

13/12/2017 Merchant Payment Costs and Least-cost Routing | Speeches ...

13 Dec 2017 PDF 291KB
such as cards, BPAY, and other electronic funds transfers likethe ‘pay anyone’ functionality offered in online banking.
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-12-13.pdf

Trends in Mobile Payments in Developing and Advanced Economies

20 Mar 2013 Bulletin PDF 1117KB
Reserve Bank of Australia Bulletin March 2013
https://www.rba.gov.au/publications/bulletin/2013/mar/pdf/bu-0313-8.pdf

Competition and Regulation in the Card Payments Market

18 Mar 2010 Speech PDF 39KB
Card Payments Market
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-150310.pdf

Payments System Board Annual Report 2013 - Trends in Retail Payments

23 Oct 2013 PSB Annual Report 2013 PDF 603KB
https://www.rba.gov.au/publications/annual-reports/psb/2013/pdf/trends-in-ret-pay.pdf

Quarterly Disclosures – Retail Payment Service Reliability – March 2022

17 Mar 2022 PDF 132KB
Excludes the inability to initiate BECS or BPAY payments due to unavailability of web or app banking channels, or a branch. ... Total transactions for the day is the sum of all incoming and outgoing BECS and BPAY transactions for the day.
https://www.rba.gov.au/payments-and-infrastructure/resources/pdf/reliability-disclosures.pdf