Search: BNPL
RBA Glossary definition for BNPL
BNPL – Buy now, pay later
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Submission to the Senate Select Committee on Financial Technology and Regulatory Technology
9 Jan 2020
Submissions
PDF
797KB
‘Buy now, pay later’ (BNPL) services, which enable customers to purchase goods or services but. ... defer payment via low- or zero-interest instalments to the BNPL provider, typically over 1–2.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf
PSB Board Annual Report 2019
20 May 2020
Annual Report
PDF
3893KB
https://www.rba.gov.au/publications/annual-reports/psb/2019/pdf/2019-psb-annual-report.pdf
1 2020-21 Review of Retail Payments Regulation: Response to ...
28 Feb 2020
PDF
536KB
This will be most important should the RBA allow merchants to surcharge when accepting a BNPL scheme. ... such as PayPal, BNPL schemes, AliPay, Union Pay, and other relevant payments schemes.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/australian-retailers-association.pdf
Jackie Kallman | Head of Payments Industry and Engagement ...
9 Jul 2021
PDF
342KB
Buy-Now-Pay-Later (BNPL) – With least cost in mind, we note that the current. ... BNPL no-surcharge settings can penalise smaller merchants in industries where. customers demand the ability to fund with the BNPL and the merchant is unable.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/anz-2021-07-09.pdf
T 1300 650 460 E info@asbfeo.gov.au www.asbfeo.gov.au Office of ...
9 Jul 2021
PDF
867KB
2. ‘No surcharge’ rule Unlike credit card surcharges, small businesses are currently required to absorb the cost of BNPL offerings. ... the growing BNPL system.1 This trend is likely to continue as younger Australians enter adulthood.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/asbfeo-2021-07-09.pdf
Suite 403, Level 4, 151 Castlereagh Street, Sydney NSW ...
11 Feb 2020
PDF
153KB
Merchants offering buy now pay later (BNPL) arrangements should not be prevented from surcharging for this relatively expensive payment service. ... ASIC’s November 2018 report11 on the sector said the market for BNPL arrangements was diverse, evolving
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/customer-owned-banking-association.pdf
18 June 2021 Secretariat - Payments System Review 9 ...
9 Jul 2021
PDF
934KB
this new fin tech credit offering. Merchants understand the benefits of BNPL for their. ... In December 2020 COSBOA surveyed some merchants about the impact of BNPL on sales.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/cosboa-2021-07-09.pdf
Payments System Board Annual Report 2020 - Accountability and Communication
14 Oct 2020
PSB Annual Report
2020
PDF
1056KB
https://www.rba.gov.au/publications/annual-reports/psb/2020/pdf/accountability-and-communication.pdf
About the Payments System Board
21 Oct 2021
PSB Annual Report
- 2021
PDF
471KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/about-the-payments-system-board.pdf
Australian Retailers Association ABN 99 064 713 718 Level ...
19 Jul 2021
PDF
583KB
margin ARA members who maintain a must-have BNPL offer. The RBA itself concedes that the average. ... Retailers. increasingly regard BNPL as a must have offering, with BNPL use very high among online transactions,.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/australian-retailers-association-2021-07-09.pdf