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RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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The Usual Transmission – Monetary Policy and Financial Conditions
13 Aug 2019
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471KB
Meanwhile, interest rates on fixed-rate housing loans have also declined significantly over recentmonths. ... Although housing credit growth declined further in June, approvals for new loans increased.
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-08-13.pdf
Monetary Policy in 2020
24 Nov 2020
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404KB
Despite the low cost of borrowing,demand for new business loans is subdued. ... mortgage rates on offer (Graph 5). This is shown in the decline in new loan rates, which are stillnoticeably below the average rate paid.
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-11-24.pdf
Responding to the Economic and Financial Impact of COVID-19
23 Apr 2020
Speech
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131KB
For every extra dollar of loans to small andmedium-sized businesses they will have access to an additional five dollars. ... Underthat system, the balances that banks hold with the RBA overnight in Exchange Settlement accountsearn an interest rate 25
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-03-19.pdf
Monetary Policy During COVID
6 May 2021
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638KB
The actual cashrate, that is, the overnight interest rate at which banks borrow and lend their balances at the RBA,. ... For everyextra dollar of loans to small and medium-sized businesses they will have access to an additional fivedollars.
https://www.rba.gov.au/speeches/2021/pdf/sp-dg-2021-05-06.pdf
Benchmark Reforms
18 Nov 2020
Speech
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161KB
By the end of this year, financial institutions should be offering non-LIBOR linked loans totheir customers. ... So this has ensured that the cash rate continues to reflect the interest raterelevant to unsecured overnight funds.
https://www.rba.gov.au/speeches/2020/pdf/sp-ag-2020-11-17.pdf
Talk to Australian Business in Europe - London 4 June 1998
27 Feb 2001
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122KB
I have not been talking about ourshort rates such as the overnight, or interbank interest rates, which are setby the Reserve Bank. ... Bad debt as a proportionof total loans outstanding are about as low as it is possible for them tobe (Diagram 6). •
https://www.rba.gov.au/speeches/1998/pdf/sp-gov-040698.pdf
20/09/2018 Money – Born of Credit? | Speeches | ...
19 Sep 2018
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346KB
The bank then has to be willing and able to issue the loan:. ... The interest rates charged on loans must cover expected losses on the loan portfolio, as well asthe costs of deposits and other sources of funding.
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-09-19.pdf
08/09/2017 Interest Rate Benchmarks | Speeches http://www.rba.gov.au/speeches/2017/sp-dg-2017-09-08.html ...
8 Sep 2017
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174KB
This is particularly the case for products issuedby banks, such as FRNs and corporate loans. ... One issue yet to be resolved is that most of these rates are overnight rates.
https://www.rba.gov.au/speeches/2017/pdf/sp-dg-2017-09-08.pdf
27/07/2020 The Reserve Bank's Operations – Liquidity, Market Function ...
27 Jul 2020
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390KB
Daily volumes of cash transactions between banks have declined, since manybanks don't need to borrow overnight from one another given the relatively large balances they eachhave in their ES accounts. ... benchmark design inresponse to market conditions
https://www.rba.gov.au/speeches/2020/pdf/sp-ag-2020-07-27.pdf
30/06/2020 The Reserve Bank's Policy Actions and Balance Sheet ...
30 Jun 2020
Speech
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349KB
the overnight cash rate and three years to be no more than around 25 basis points.However, those bonds with maturities shorter than the three-year futures basket are ... Under this facility banks can borrow an amount up to3 per cent of their loan book
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-06-30.pdf