Search: APRA
RBA Glossary definition for APRA
APRA – Australian Prudential Regulation Authority. APRA is the prudential regulator of the Australian financial services industry. It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance companies, friendly societies, and most members of the superannuation industry.
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Mortgage Insights From Securitisation Data
21 Nov 2017
Speech
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172KB
This has included measures by the Australian Prudential Regulation Authority (APRA) totighten lending standards on these types of loans. ... 4]. Self-securitisations are used by participating banks for the Committed Liquidity Facility to satisfy the
https://www.rba.gov.au/speeches/2017/pdf/sp-so-dm-2017-11-20.pdf
Speech Remarks to A50 Dinner Philip Lowe Governor A50 ...
8 Feb 2018
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140KB
We have worked closely with APRA, including through the Council of Financial Regulators, to addressthese issues. ... This work, together with other steps taken by APRA, has helped improve the quality oflending in Australia.
https://www.rba.gov.au/speeches/2018/pdf/sp-gov-2018-02-08.pdf
The Housing Market and the Economy
7 Mar 2019
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520KB
In 2017, APRA assessed the ability of Australian banks to withstand a severe stress scenario, inwhich housing prices declined by 35 per cent over three years, GDP declined by 4 per ... APRA (2018), ‘Testing resilience: The 2017 Banking Industry Stress
https://www.rba.gov.au/speeches/2019/pdf/sp-gov-2019-03-06.pdf
Climate Change and the Economy
13 Mar 2019
Speech
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273KB
The reason that I will cover the implications of climate change for financial stability only briefly todayis that they have been very eloquently discussed by Geoff Summerhayes (APRA) and John ... Available
https://www.rba.gov.au/speeches/2019/pdf/sp-dg-2019-03-12.pdf
10/09/2018 The Evolution of Household Sector Risks | Speeches ...
10 Sep 2018
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276KB
The Australian Prudential Regulation Authority (APRA) has pushed banks to more strictlyapply their own lending standards. ... And APRA has also encouraged banks to limit higher risk lending.Lending at high loan-to-valuation ratios has declined as a share
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-09-10.pdf
Innovation and Regulation in the Australian Payments System
6 Dec 2020
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181KB
Underthe proposals, APRA and ASIC will be the primary regulators, with requirements tailored to thenature of the facility. ... It would be possible, for example, to ‘designate’ a provider of a stored-valuefacility as being subject to APRA prudential
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf
Retail Central Bank Digital Currency: Design Considerations and Rationales
15 Oct 2020
Speech
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284KB
by APRA under the Banking Act 1959 where they areover a certain size, are deemed to be ‘widely available’ and have deposit-like features. ... 7]. ReferencesAPRA (Australian Prudential Regulation Authority) (2020), ‘About the Financial Claims
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-10-14.pdf
Monetary Policy in 2020
24 Nov 2020
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404KB
This point has been clearly stated by APRA. This leads to the third lesson: keep the credit flowing. ... 0.5. %Monthly. 20152010 2020-0.5. 0.0. 0.5. %. Seasonally adjusted and break-adjustedSources: APRA; RBA.
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-11-24.pdf
18/06/2019 Understanding Rising Housing Loan Arrears | Speeches | ...
17 Jun 2019
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440KB
The actions taken by the Australian Prudential Regulation Authority (APRA) included thatbanks apply more stringent interest rate buffers to maximum loan size calculations, increase theirscrutiny of borrowers' income and expenses, and ... In 2017, APRA
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-06-18.pdf
8/15/2019 Risks to the Outlook | Speeches ...
15 Aug 2019
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295KB
With strong support from the RBA and APRA, ASIC recently wrote to the CEOs of majorAustralian financial institutions to seek assurance that they are taking appropriate action. ... th[5]. See RBA, APRA, ASIC (2019), ‘Regulators Urge Financial
https://www.rba.gov.au/speeches/2019/pdf/sp-dg-2019-08-15.pdf