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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Competition and Regulation in the Card Payments Market
18 Mar 2010
Speech
PDF
39KB
Card Payments Market
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-150310.pdf
The Shift to Electronic Payments – Some Policy Issues
12 Apr 2023
Speech
PDF
615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf
An Efficient, Competitive and Safe Payments System
14 Dec 2022
Speech
PDF
638KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-12-14.pdf
Innovation and Regulation in the Australian Payments System
6 Dec 2020
Speech
PDF
181KB
1. interchange fee regulation. 2. dual-network debit cards and least-cost routing. ... New business models are also emerging, includingsome that facilitate payments using virtual cards issued under the designated card schemes that aresubject to the
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf
Changes to Bulletin Tables
20 Jan 2010
Statistics
PDF
136KB
2000 to 2009 Bulletin issues
https://www.rba.gov.au/statistics/tables/pdf/changes-to-tables-2000-2009.pdf
13/12/2017 An eAUD? | Speeches http://www.rba.gov.au/speeches/2017/sp-gov-2017-12-13.html 1/12 ...
12 Dec 2017
PDF
222KB
These are:. the importance of allowing merchants to route debit card transactions through the least-costnetwork. ... the need to address rising rates of fraud in card-not-present transactions.
https://www.rba.gov.au/speeches/2017/pdf/sp-gov-2017-12-13.pdf
22/09/2020 New Financial Statistics: The Value of Sound Data ...
22 Sep 2020
Speech
PDF
172KB
That is, people were spending less and so were accumulatingless credit card debt. ... Thosefunds could then be used to repay balances outstanding on a credit card, which attract on averageinterest charges of around 16–17 per cent.
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-09-17.pdf
11/12/2019 What's on the Cards? | Speeches ...
11 Dec 2019
PDF
156KB
Speech. What's on the Cards? Tony Richards Head of Payments Policy Department. ... More broadly,we are also asking for stakeholder views on dual-network debit cards, and the implications of theongoing shift in card ‘form factors’ away from plastic
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-12-10.pdf
Inter-Govt Govt Inter- bank Govt Federal Treasury security Prime ...
2 May 2024
Statistics
PDF
187KB
The ‘Prime lending rate’ is the short-term prime rate which commercial banks charge their most creditworthy customers for loans of less than one year.
https://www.rba.gov.au/statistics/tables/pdf/f14.pdf
Real-time Payments in Australia
5 May 2022
Speech
PDF
265KB
payments. In Australia,card payments are the dominant payment method for both in-store and online purchases. ... It is alsointeresting to note that Australians make debit card payments more frequently than in comparablecountries (Graph 3).
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-05-03.pdf