Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Recovery, Investment and Monetary Policy
10 Mar 2021
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431KB
As part of this focus, we are continuing to pay close attention to lending standards, especially given thecombination of low interest rates and rising housing prices. ... the keys to a return to morenormal levels of interest rates over the medium term.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-03-10.pdf
The Australian Foreign Exchange Market in the Recovery
18 Mar 2010
Speech
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193KB
15. 20. 25. Sources: IMF; RBA; Thomson Reuters2002199619901984. Turnover in derivatives, such as cross-currency interest rate swaps, has also fallen since April 2008. ... 3. interest rate swaps – the primary derivative instrument used to do this (Graph
https://www.rba.gov.au/speeches/2009/pdf/sp-ag-101209.pdf
Opening Statement to House of Representatives Standing Committee on Economics, Canberra - 19 February 2010
18 Mar 2010
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18KB
As such, it should not be surprising that Australia was among the first countries to begin to raise interest rates, once it was clear that the danger of a really serious ... term. This is a normal experience in an economic expansion: as economic activity
https://www.rba.gov.au/speeches/2010/pdf/sp-gov-190210.pdf
Housing in the Endemic Phase
26 May 2022
Speech
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480KB
Rather, the combined effect of low interest rates and preference shifts iscontinuing to support demand. ... As interest rates increase, the boost to demand from the currentlow interest rates will also wane.
https://www.rba.gov.au/speeches/2022/pdf/sp-ag-2022-05-25.pdf
Employment and Wages
26 Nov 2019
Speech
PDF
510KB
Speeches | 2019
https://www.rba.gov.au/speeches/2019/pdf/sp-dg-2019-11-26.pdf
Some Challenges for the Future
18 Mar 2010
Speech
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75KB
Given that countries with relatively high returns on capital typically have relatively high real interest rates, it should not be surprising that interest rates in Australia are above those in other ... of giving them more scope to reduce official
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-100310.pdf
Evolving Bank and Systemic Risk
16 Dec 2021
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364KB
They also, of course, face market risk with the potential for losses as a result of (unexpected)movements in financial asset values, such as commodities, exchange rates or interest rates. ... Banks hedge most of the interest rate risk from the maturity
https://www.rba.gov.au/speeches/2021/pdf/sp-so-2021-12-16.pdf
Leaning In: Towards Better Payment and Clearing Systems
17 May 2019
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401KB
They included theability for users to:. make real-time payments. send more complete remittance information with payments. ... As a result, fraud rates on card-not-present transactions are high and rising.
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-05-16.pdf
The Asia Crisis, Capital Flows and the International Financial Architecture
26 Feb 2001
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45KB
Hand-in-hand with these highprofits go high real interest rates. The international capital flows came, as a normalpart of the working of markets, to avail themselves of these opportunities. ... High interest rates in the defence of the exchange rate were
https://www.rba.gov.au/speeches/1998/pdf/sp-dg-210598.pdf
Australian Securities Markets Through the Pandemic
26 Nov 2021
Speech
PDF
996KB
The cash rate is an anchor for interest rates in other markets, including in securitiesmarkets, and so is a key determinant of the cost of funds for banks and other lenders. ... One area of focus stems from the current historically very low interest rates
https://www.rba.gov.au/speeches/2021/pdf/sp-so-2021-11-23.pdf