Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Saving Glut of the Rich and the Rise in Household Debt
19 Dec 2019
Research Workshop
PDF
620KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-sufi.pdf
An Industry Perspective on the Future of the Australian Financial System
7 Dec 2006
Conferences
PDF
15KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/cole.pdf
Loan Rate Stickiness: Theory and Evidence
31 Jan 2006
RDP
PDF
819KB
In this section we formally examine interest rates on a number of different types of bank loans and, by examining differences in the degree of loan rate stickiness, draw some tentative ... All the personal loan rates, the housing loan rate, the credit
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9206.pdf
Australian Money Market Divergence: Arbitrage Opportunity or Illusion?
12 Sep 2019
RDP
PDF
1464KB
Note: (a) Discounted variable rates on owner-occupier housing loans; spread to cash rate. ... rates. Applying the same methodology, we find margins on residential mortgages have been.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-09.pdf
Regulatory Policy Issues in Australia
7 Dec 2006
Conferences
PDF
53KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/thompson.pdf
How Many Jobs Did JobKeeper Keep?
2 Dec 2020
RDP
PDF
1843KB
which was announced in March 2020. Autor et al (2020) find that receiving a PPP loan led to a. ... counterfactual of not receiving a PPP loan.11 Other evaluations of the PPP have yielded mixed results.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-07.pdf
Financial Markets and Unemployment
12 Dec 2011
Research Workshop
PDF
1637KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/monacelli.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
severe downturn thanks to moderate loan-to-valuation ratios on residential mortgages; and the. ... amount of collateral backing their mortgage lending (that is, the moderate loan-to-valuation ratios.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
Household Leverage and the Recession
19 Dec 2019
Research Workshop
PDF
1138KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-jones.pdf
Changes to Bulletin Tables
20 Jan 2010
Statistics
PDF
136KB
2000 to 2009 Bulletin issues
https://www.rba.gov.au/statistics/tables/pdf/changes-to-tables-2000-2009.pdf