Search: interchange fee
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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Presentation to Australian Bankers' Association and Australian Payments Clearing Association Forum on Payment Systems Evolution: Where to…
26 Sep 2006
Speech
PDF
374KB
Payment Systems
https://www.rba.gov.au/speeches/2006/pdf/sp-ag-270906-slides.pdf
10/12/2019 A Payments System for the Digital Economy | ...
10 Dec 2019
Speech
PDF
326KB
There are also sometimes add-on fees.[2] [3]. 10/12/2019 A Payments System for the Digital Economy | Speeches | RBA. ... Relevant questions here include: whether interchange fees should be loweredfurther; how best to ensure that merchants can choose the
https://www.rba.gov.au/speeches/2019/pdf/sp-gov-2019-12-10.pdf
The Reserve Bank of Australia - Post Wallis
27 Feb 2001
Speech
PDF
73KB
Two other initiatives are still “work in progress”. The first is a study ofarrangements for interchange fees and access in debit and credit card schemes,which the Board is conducting jointly ... This is not unrelated to the interchange fees study.
https://www.rba.gov.au/speeches/1999/pdf/sp-ag-281099.pdf
Valuing Safety and Privacy in Retail Central Bank Digital Currency
4 Apr 2024
RDP
PDF
1594KB
choice experiment technique. An associated challenge is that any differences in fees seen by. ... willingness to pay to switch product characteristics. It is therefore common to calibrate fees with.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
1221KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
ownership and use among consumers, as well as reductions in merchant acceptance fees over time. ... 5.4 Surcharging of card transactions. To recover the cost of accepting card payments, a merchant may apply an additional fee, or.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
Decomposing Supply and Demand Driven Inflation
23 Nov 2023
Conferences
PDF
1508KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-shapiro.pdf
Measuring Productivity in the Australian Banking Sector
7 Dec 2006
Conferences
PDF
54KB
RBA Conference Volume 1995
https://www.rba.gov.au/publications/confs/1995/pdf/oster-antioch.pdf
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
increasing their non-interest income (for example, fee income) and reducing their costs of operating. ... that interest rates have a negligible effect on US banks’ profitability, mainly because higher fees and.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
including legal fees, moving expenses, recourse to other assets, sentimental attachment to the.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf