Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Competition in the Australian Financial System - March 2018
21 Mar 2018
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503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf
65 Martin Place Sydney NSW 2000 GPO Box 3947 ...
23 Apr 2020
Submissions
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580KB
and debit cards, deposit accounts and transaction accounts, and from November 2020, for mortgages and personal loans.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
Inquiry by the Senate Economics References Committee into Bank Funding Guarantees – Joint Submission from the RBA and APRA
27 Jul 2009
Submissions
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98KB
Inquiry into the Bank Funding Guarantees
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/pdf/inquiry-bank-funding-guarantees.pdf
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
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151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/prices/pdf/13th-series-review-of-cpi.pdf
Submission to the Inquiry into Housing Affordability and Supply in Australia
20 Sep 2021
Submissions
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1496KB
household expenditure on housing, which may refer to price, rents or mortgage repayments. ... affordability is changing is the cost of servicing mortgage debt, relative to income.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf
Productivity Commission Inquiry on First Home Ownership
14 Nov 2003
Submissions
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438KB
past decade or so is that interest rates on mortgages have approximately halved. ... Graph 11). Mortgage interest costs now represent 6 per cent of aggregate household.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf
International Comparisons of Bank Margins: Appendix 2 - August 1994
6 Feb 2014
Submissions
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297KB
Submission to the House of Representatives Standing Committee on Banking, Finance and Public Administration
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins-appendix-2.pdf
International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
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166KB
or the gap between the mortgage rate and the rate paid on statement savings accounts. ... balance maintained. (a) Based on business cheque accounts. Table 2: Typical First Mortgage Fees on Home Loans.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
Submission to the Inquiry into access for Small and Medium Business to Finance
7 Feb 2011
Submissions
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117KB
Access for Small and Medium Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/pdf/inquiry-access-for-small-and-medium-business-to-finance-2011.pdf
Supplementary Submission to the Financial System Inquiry August 2014
26 Aug 2014
Submissions
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339KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/pdf/financial-system-inquiry-2014-08.pdf