Search: interchange fee
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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Submission to the ACCC: eBay and PayPal – 2 May 2008
18 Jul 2008
Submissions
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16KB
Submission to the ACCC: eBay and PayPal
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/pdf/ebay-and-paypal.pdf
Proposed Merger Between ASX and SFE - 13 April 2006
7 May 2008
Submissions
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32KB
Submission to the ACCC regarding proposed merger between ASX and SFE
https://www.rba.gov.au/publications/submissions/payments-system/pdf/proposed-asx-sfe-merger.pdf
A Strategic Plan for the Payments System
6 Jun 2023
Submissions
PDF
539KB
or trust the various payment mechanisms. 5 Some of the factors could potentially include the distance travelled to access cash and the fee status of.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf
Inquiry by the Senate Economics References Committee into Bank Funding Guarantees – Joint Submission from the RBA and APRA
27 Jul 2009
Submissions
PDF
98KB
Inquiry into the Bank Funding Guarantees
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/pdf/inquiry-bank-funding-guarantees.pdf
65 Martin Place Sydney NSW 2000 GPO Box 3947 ...
23 Apr 2020
Submissions
PDF
580KB
The Bank’s research on credit card switching, for example, indicates that behavioural factors and practical barriers influence consumers to not search or apply for financial products with lower fees, a ... individuals. For example, these services could:
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
Notes on Bank Fees in Australia 17 May 2000
25 Feb 2001
Submissions
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34KB
Loanfees are the main source of fee revenue from households. The rise in revenue fromhousehold loan fees in 1999 was somewhat below growth in lending to households. ... Since mid 1999, one of the major banks raised the minimum balancerequired and the
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/pdf/notes-on-bank-fees-in-australia.pdf
Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…
26 May 2021
Submissions
PDF
626KB
For example, fees or data from particular services may cross-subsidise or support other services, which could have broader competition implications. ... card schemes provide the Bank with access to their fee schedules and scheme rules.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf
International Comparisons of Bank Margins: Bibliography - August 1994
6 Feb 2014
Submissions
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71KB
Submission to the House of Representatives Standing Committee on Banking, Finance and Public Administration
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins-bibliography.pdf
International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
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166KB
In the US, a 1 per cent origination fee is typically applied, with additional documentation and appraisal fees of US$300 to US$400; for the average Australian housing loan of A$85,000, ... In New Zealand an establishment fee of around 1 per cent is levied
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
Note on Bank Fees on Small Businesses
22 Sep 2003
Submissions
PDF
379KB
2. Total Fees. As noted, earlier this year the Bank began collecting from banks comprehensive data on their total fee income. ... account servicing fees have, if anything, fallen a little over the past fi ve years, and the typical number of fee-free
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf