Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Inventory Investment in Australia and the Global Financial Crisis
2 Feb 2015
RDP
PDF
839KB
However, the extentto which the aggregate decline was due to a fall in short-term credit has notbeen documented. ... 20082003199819931988. Sources: ABS; author’s calculations. In aggregate, revolving business credit grew rapidly in the period preceding
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-13.pdf
Financial Reform in Australia and China
4 Feb 2015
RDP
PDF
1153KB
11. Figure 3: Australian Domestic Credit Growth Financial year. Note: Data are break and seasonally adjusted where available. ... et al (2012). 20. banking sector regulations had served to ration credit, and so banks were accustomed to – and able to
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-10.pdf
Liquidity Shocks and the US Housing Credit Crisis of 2007–2008
2 Feb 2015
RDP
PDF
756KB
The theoreticalliterature provides a framework in which banks’ financing conditions canaffect overall lending due to credit market imperfections (e.g. ... Geographiclocation is therefore potentially a significant determinant of credit risk in
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-05.pdf
Do Financial Aggregates Lead Activity?: A Preliminary Analysis
19 Nov 2012
RDP
PDF
694KB
support for targeting a credit aggregate, these aggregates may contribute. useful additional information until the innovations which distort the monetary. ... explanation. On balance, the analysis suggests, then, that money and credit aggregates are.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8803.pdf
The Impact of Payment System Design on Tiering Incentives
28 Jan 2015
RDP
PDF
862KB
6. The Impact of Tiering on Risk 14 6.1 Credit Risk 14. ... clearing and settlement systems are provided with unlimited credit in all system designs.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-06.pdf
Changes in the Characteristics of the Australian Business Cycle: Some Lessons for Monetary Policy from the 1980s and Early 1990s
31 Jan 2006
RDP
PDF
758KB
Growth rates of credit extended by all financial institutions (AFI credit) and aggregate asset prices are displayed in the third panel of Figure 2.4. ... This is illustrated in Figure 2.8, which shows the AFI credit to GDP ratio and the aggregate asset
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9212.pdf
Identifying Repo Market Microstructure from Securities Transactions Data
13 Aug 2018
RDP
PDF
2622KB
arrangements in [repo and securities lending] markets. To that end, we find that existing data sources are incomplete. ... each ISIN. Specifically, I count detections that: comprise four transactions; have two lending.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf
Some Tests of Competition in the Australian Housing Loan Market
31 Jan 2006
RDP
PDF
377KB
The aggregate variations are the ai reported in the last column of Table l(a). ... Previously, trading bank housing lending was classified as "Other Lending", and categorised as "Mainly Business" in RBA Bulletin Table D.4, "Credit to the Private Sector
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9202.pdf
Two Depressions, One Banking Collapse
1 Dec 2009
RDP
PDF
353KB
8. Clearly, the cycle in bank credit during the 1880s and 1890s was greatlyexaggerated. ... 3.3 Credit. Historically one of the major causes of financial instability has been rapidincreases in bank lending in conjunction with unsustainable rises in asset
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-06.pdf
The Role of Credit Supply in the Australian Economy
28 Jan 2015
RDP
PDF
817KB
Rather than using an aggregate measure of credit conditions, Lown and Morgan (2006) focus only on changes in commercial and industrial lending standards from the SLOOS. ... spread), the log of aggregate real business credit (credit), and the ACCI-Westpac
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-02.pdf