Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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A History of Australian Equities
31 Jul 2019
RDP
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1467KB
relatively sure that sectoral aggregates are correct, but industry descriptions of smaller companies. ... 1937. Aggregate market. capitalisation. 1949. Foster (1996). 1917 RBA dataset also allows estimation of.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-04.pdf
DSGE Reno: Adding a Housing Block to a Small Open Economy Model
11 Jun 2018
RDP
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1710KB
rates and the persistence of aggregate output’s response to monetary policy shocks. ... aggregate predictions of the original model broadly unchanged. Specifically, we modify the RSH.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-04.pdf
Do Interest Rates Affect Business Investment? Evidence from Australian Company-level Data
27 Apr 2018
RDP
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1257KB
falls in the cash rate and in aggregate indicators of business lending rates. ... aggregate lending rates are low, interest rates for up to a fifth of companies remain reasonably.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-05.pdf
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
There has also been a paucity ofadequate data; only a relatively short span of aggregate data on loan performanceand some key explanatory variables, such as lending standards, has been available.These ... Broadly speaking, the patterns in these arrears
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf
Labour Force Participation and Household Debt
27 Jun 2007
RDP
PDF
598KB
1 Other papers assess the importance of credit constraints by using indicators such as whether. ... as financial institutions often include employment or current income in their lending criteria.
https://www.rba.gov.au/publications/rdp/2007/pdf/rdp2007-05.pdf
The Household Cash Flow Channel of Monetary Policy
14 Dec 2016
RDP
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1053KB
earnings of lending households. Third, changes in cash flows can affect household spending,. ... Figure 2: Mortgage Lending Rates and Required Repayments. Notes: Required repayment estimates based on the credit-foncier model for the median indebted
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-12.pdf
Non-technical summary for 'Emergency Liquidity Injections'
8 Oct 2019
RDP
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459KB
RDP 2019-10 non-technical summary
https://www.rba.gov.au/publications/rdp/2019/2019-10/rdp-2019-10-non-technical-summary.pdf
The Australian Business Cycle: A Coincident Indicator Approach
25 Oct 2005
RDP
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1764KB
Assessing the business cycle based only on aggregate GDP may also obscure important developments relating to different sectors of the economy. ... Rather it contains proportionately more overseas sector variables (trade, the exchange rate, etc) and
https://www.rba.gov.au/publications/rdp/2005/pdf/rdp2005-07.pdf
The Provision of Financial Services – Trends, Prospects and Implications
30 Nov 2009
RDP
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301KB
Banks have always been engaged in off-balance sheet business such as letters of credit and lending commitments but beganto extend into market-rate related transactions foreign exchange transactions,. ... 40. 60. 80. 20. 40. 60. 80. Lending to households.
https://www.rba.gov.au/publications/rdp/1993/pdf/rdp9315.pdf
Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy
1 Dec 2009
RDP
PDF
156KB
thesupply of credit also contributed to the emergence of the asset price bubble. ... As long as the growth in asset prices persisted, lending seemedprofitable even at high real rates of interest.
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf