Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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How Risky is Australian Household Debt?
19 Aug 2020
RDP
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1880KB
vulnerabilities. For example, rising incomes or structurally lower nominal interest rates both allow. ... of falling interest rates and rising house prices. Table 3: Additional Regression Results.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
The Apartment Shortage
30 Jul 2020
RDP
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3814KB
but not Sydney or Melbourne. In net terms they tend to be offsetting. ... Table 3. makes additional allowances for interest and developer’s margins. These returns reflect.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-04.pdf
Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
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1095KB
Therefore, interest rate rises tend to increase the share of households with negative financial margins, and thus the share of households assumed to default. ... LGD falls after the interest rate shock). For larger increases in interest rates, the share
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf
Demand Shocks, Inflation and the Business Cycle
30 Nov 2009
RDP
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72KB
While margins appear to move pro-cyclically, there is adegree of asymmetry in their behaviour. ... The results were not qualitativelydifferent from those obtained using the net balance statistic.
https://www.rba.gov.au/publications/rdp/1994/pdf/rdp9411.pdf
The GFC Investment Tax Break
16 Jan 2019
RDP
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1792KB
investment tax break, so our work is also of direct interest to Australian policymakers. ... bandwidth as we are including observations far away from the point of interest, with.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-07.pdf
Financial Reform in Australia and China
4 Feb 2015
RDP
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1153KB
reforms, and can help overcome entrenched vested interests that otherwise postpone necessary reforms’. ... 19 Restrictions on interest-bearing investments in Australia by foreign private banks were also.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-10.pdf
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
PDF
129KB
11 Currently around 60 per cent of banks’ income is accounted for by net interest. ... This has typically involved verylow fees for transactions services, with bank revenue essentially coming from thenet interest margin, a system often described as one
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
How Many Jobs Did JobKeeper Keep?
2 Dec 2020
RDP
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1843KB
employees in those firms experienced no net job loss, while the number of jobs held by employees. ... is the parameter of most interest to policymakers. Due to data limitations, our calculation of the.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-07.pdf
Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020
9 May 2024
RDP
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4625KB
settlements systems, the net supply available did not tend to fluctuate as much as other market. ... Wilson (2010). Interest rate corridor – The interest rates on the overnight lending and deposit facilities provide.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-03.pdf
Emergency Liquidity Injections
3 Oct 2019
RDP
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2093KB
sales. However, low interest rates on emergency lending also incentivise liquidity risk-taking and. ... outside investment option. The outside investment has continuously decreasing net returns that are.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf