Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
9 Jul 2019
RDP
PDF
2076KB
is driving the effect; instead, it appears to be pervasive across all mortgage borrowers, even. ... spending for borrowers in the same postcode other than their level of debt.12.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-06.pdf
The Cost of Capital: Some Issues
19 Nov 2012
RDP
PDF
803KB
Borrowers face different rates. depending on their credit worthiness, the purpose of borrowing and the. ... Since an. investment decision is generally a long-term one, borrowers may have a.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8807.pdf
China’s Evolving Monetary Policy Framework in International Context
4 Dec 2019
RDP
PDF
1923KB
China’s Evolving Monetary Policy Framework in International Context. Bradley Jones and Joel Bowman. Research Discussion Paper. R D P 2019 -11. Figures in this publication were generated using Mathematica. The contents of this publication shall not
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-11.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
costs to the economy of borrower defaults, or if a larger portion of the housing stock (and associated. ... theory, its primary effect should be on the ability of a borrower to service a given-sized loan in.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
The Impact of Financial Intermediaries on Resource Allocation and Economic Growth
1 Feb 2006
RDP
PDF
699KB
Potential borrowers are assumed to know much more about their project than anybody else. ... For the borrower with the bad project this probability is 40 per cent.
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9213.pdf
Agency Costs, Balance Sheets and the Business Cycle
30 Nov 2009
RDP
PDF
114KB
Thelower the contribution of the borrower to the project, the higher is the premium on. ... Thus, thiscontract is very similar to the debt contract between the bank and a borrower.
https://www.rba.gov.au/publications/rdp/1993/pdf/rdp9311.pdf
Liquidity Shocks and the US Housing Credit Crisis of 2007–2008
2 Feb 2015
RDP
PDF
756KB
If lenders cannot observe borrower risk perfectly and it iscostly to collect information on the creditworthiness of borrowers then lendersmay be better informed about local borrowers than non-local borrowers. ... Forinstance, OTD lenders might be more
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-05.pdf
Is Pitchford Right? Current Account Adjustment, Exchange Rate Dynamics and Macroeconomic Policy
19 Nov 2012
RDP
PDF
954KB
In. this case, however, the borrower has the option of bankruptcy,. ... debts, but this is a problem only for those particular borrowers.
https://www.rba.gov.au/publications/rdp/1990/pdf/rdp9001.pdf
Credit Supply and Demand and the Australian Economy
31 Jan 2006
RDP
PDF
637KB
system, and provide credit to borrowers who find it difficult to obtain funds in open markets. ... Most defaults, for example, occur during economic downturns. Hence, agency costs are cyclical, declining in boorris (as borrowers net worth and hence
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9208.pdf
The Provision of Financial Services – Trends, Prospects and Implications
30 Nov 2009
RDP
PDF
301KB
help overcome the problems faced by lenders in gathering and assessinginformation about borrowers;. • ... Funds will be channelled directly to borrowers when good quality information iseasily accessible.
https://www.rba.gov.au/publications/rdp/1993/pdf/rdp9315.pdf