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RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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More Potent Monetary Policy? Insights from a Threshold Model
30 Jul 2007
RDP
PDF
201KB
Heavy losses oncommercial loans by the banks, coupled with a large and prolonged decline incommercial property prices, led to tight credit conditions for businesses extendingbeyond the recessionary period (Tallman and Bharucha ... He also analyses
https://www.rba.gov.au/publications/rdp/2007/pdf/rdp2007-07.pdf
The Relationship between Financial Indicators and Economic Activity: 1968–1987
19 Nov 2012
RDP
PDF
1761KB
bank lending to the public, which is banks' loans, advances and bills discounted. ... lending by all financial intermediaries (loans, advances and bills discounted), henceforth called "lending"; and.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8805.pdf
Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)
25 Jul 2013
Submissions
PDF
604KB
A recent well-publicised case of this concerned theSavings and Loans institutions in the US.). ... At the same time, services previously offered in apackage (eg housing loans and savings accounts) are being unbundled.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf
Banking Industry.indd
7 Jun 2004
Submissions
PDF
522KB
One is to take the difference between a selected deposit rate and a selected loan rate. ... This presumption is diffi cult to test because of the controlled interest rate loans remaining in banks’ housing loan portfolios and the lack of data on which
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
PDF
166KB
average interest rate charged for loans and the average interest rate paid on deposits. ... b) “Marginal” measures. 11. Sometimes a representative loan rate and a representative deposit rate are compared, such as the gap between the business
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
In the following paragraphs the estimation approach for business loan losses is outlined. ... loans as it is likely that very similar dynamics will govern the loss rates for both loan categories.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
loan losses include Hess, Grimes and Holmes (2009), Bilston, Johnson and Read (2015),. ... rate loans, the policy easing also directly reduces borrowers’ interest payments, thereby improving.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
Anticipatory Monetary Policy and the ‘Price Puzzle’
18 May 2017
RDP
PDF
2157KB
Anticipatory Monetary Policy and the ‘Price Puzzle’. James Bishop and Peter Tulip. Research Discussion Paper. R DP 2017- 02. Figures in this publication were generated using Mathematica. The contents of this publication shall not be reproduced,
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-02.pdf
Loan Rate Stickiness: Theory and Evidence
31 Jan 2006
RDP
PDF
819KB
In this section we formally examine interest rates on a number of different types of bank loans and, by examining differences in the degree of loan rate stickiness, draw some tentative ... All the personal loan rates, the housing loan rate, the credit
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9206.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
securitisations, which are notes backed by loans already on the banks’ balance sheets. ... the government’s Paycheck Protection Program, with the loans to be used as collateral.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf