Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Credit Losses at Australian Banks: 1980–2013
8 May 2015
RDP
PDF
1495KB
The major non-credit risk dataset used in this paper is the micro data underlying the measures of aggregate credit provided by financial institutions in Australia. ... Aggregate credit losses clearly have a relationship with the economic cycle, but
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-06.pdf
MEETING ON MONETARY ISSUES Reserve Bank of Australia Research ...
15 Oct 2014
RDP
PDF
980KB
3. broader monetary and credit aggregates to guage better the growth of total financing. ... Marzouk and Valentine estimated a series of equations for Ml. M3 and two broader aggregates - one similar to broad money and a wider credit aggregate.
https://www.rba.gov.au/publications/rdp/1985/pdf/rdp8502.pdf
The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
14 Feb 2020
RDP
PDF
1878KB
markets. Suppose that each market has a different sensitivity to changes in aggregate output growth. ( ... ,i tX is a vector of controls for both local and aggregate market conditions.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-02.pdf
Submission to the Inquiry into Home Ownership - June 2015
15 Jul 2015
Submissions
PDF
4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf
Asset Prices, Credit Growth, Monetary and Other Policies: An Australian Case Study
14 Sep 2010
RDP
PDF
296KB
JEL Classification Numbers: E58, G28 Keywords: asset prices, credit growth, lending standards, monetary policy,. ... Others emphasise that large rises in asset prices are more likely to be problematic when accompanied by rapid growth in credit and
https://www.rba.gov.au/publications/rdp/2010/pdf/rdp2010-06.pdf
The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
associated with aggregate mortgage debt over the past couple of decades in Australia. ... not reduce the mortgage principal outstanding, but balances in redraw accounts do reduce credit.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
Emergency Liquidity Injections
3 Oct 2019
RDP
PDF
2093KB
of requiring emergency lending, objective (ii) requires that emergency borrowing is more expensive. ... emergency lending policies, if for sufficiently long terms, can simultaneously provide liquidity support.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf
Submission to the Inquiry into the Reserve Bank Amendment (Australian Reconstruction and Development Board) Bill 2013
13 Feb 2014
Submissions
PDF
188KB
Senate Economics Legislation Committee
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013/pdf/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013.pdf
Competition in the Australian Financial System - March 2018
21 Mar 2018
Submissions
PDF
503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
In aggregate, they reported nearly 30 million transaction accounts and 10 million personal credit card accounts, capturing the vast majority of all such accounts in Australia. • ... Table 1: Aggregate Resource Cost of Payment Systems Payment instrument.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf