Search: Net interest spread
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RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Online Appendix - MARTIN Has Its Place: A Macroeconometric Model of the Australian Economy
25 Nov 2019
RDP
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624KB
RDP 2019-07 online appendix
https://www.rba.gov.au/publications/rdp/2019/2019-07/rdp-2019-07-online-appendix.pdf
HANDOUT PREPARED FOR STANDING COMMITTEE ON ECONOMICS 22 SEPTEMBER 2016
21 Sep 2016
Submissions
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386KB
Banks’ net interest margin fell between the early 1990s and the mid 2000s. ... The net interest margin has been little changed over the past decade.
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/pdf/handout-standing-committee-on-economics-2016-09-22.pdf
Credit Supply and Demand and the Australian Economy
31 Jan 2006
RDP
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637KB
As the economy enters a downturn corporate net worth falls, raising agency costs and hence the loan rate relative to the riskless interest rate. ... Such quality spreads have been found by Stock and Watson (1989), amongst others, as useful forecasters of
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9208.pdf
Competition in the Financial System - September 2017
19 Sep 2017
Submissions
PDF
969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf
Cost-benefit Analysis of Leaning against the Wind
5 Jul 2019
RDP
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1512KB
relationships between interest rates, credit growth, financial crises and a small number of other. ... Nine years from initial increase in interest rates. Assumption Benefit-cost ratio(a).
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-05.pdf
Start Spreading the News: News Sentiment and Economic Activity in Australia
21 Dec 2020
RDP
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1524KB
models, however, we find that increases (decreases) in interest rates are generally associated with. ... monetary policy announcements and find evidence that increases (decreases) in interest rates are.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-08.pdf
The Impact of Payment System Design on Tiering Incentives
28 Jan 2015
RDP
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862KB
more information. Tiering has always been allowed for low-value payments that are settled on a deferred net basis. ... The net effect is ambiguous, but tiering has the potential to significantly alter the effects of system disruptions and participant
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-06.pdf
Wage Growth Puzzles and Technology
21 Sep 2018
RDP
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1423KB
spreads – albeit unevenly – across more firms, industries and activities, so will its likely impact on. ... distribution, just-in-time inventory control, automation and the spread of web-based service.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-10.pdf
Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector
6 Dec 2010
Submissions
PDF
261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf
The Efficiency of Central Clearing: A Segmented Markets Approach
24 Oct 2016
RDP
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2054KB
central clearing requirements for certain interest rate derivatives (APRA, ASIC and RBA 2015;. ... Examples of the prices against. which OTC derivatives contracts are written include interest rates, credit spreads, commodity.
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-07.pdf