Search: Net interest spread
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RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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The Apartment Shortage
30 Jul 2020
RDP
PDF
3814KB
Factors. boosting demand include interest rates, taxes, financialisation and immigration at a national level. ... but not Sydney or Melbourne. In net terms they tend to be offsetting.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-04.pdf
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
despite significant falls in funding costs. Spreads on advertised credit card interest rates. ... implying a spread on the interest-bearing component of about 14 per cent.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Macroprudential Limits on Mortgage Products: The Australian Experience
4 Aug 2021
RDP
PDF
2345KB
2.2 The interest-only mortgage limit 5. 3. Data and Variables 5. ... Banks’ use of interest rates to target credit growth has been less studied.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-07.pdf
The Real Effects of Debt Covenants: Evidence from Australia
24 Oct 2022
RDP
PDF
1647KB
composition of covenants away from interest coverage requirements over time has lowered the. ... likely to be particularly sensitive to changes in interest rates (Barea Lugo 2006).
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-05.pdf
A History of Australian Corporate Bonds
29 Jan 2015
RDP
PDF
606KB
Bond spreads are generally higher and more dispersed during periods of economic and financial turmoil. ... During periods of greater uncertainty about economic and financial conditions,24 spreads on non-government guaranteed.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-09.pdf
The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
projection methods to demonstrate that lower interest rates are associated with higher household. ... Similarly, borrowers with. Mortgage debt-to-income ratio. Gross. Net of liquid assets2.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
14 Feb 2020
RDP
PDF
1878KB
findings fit together. Do interest rates contribute to housing price variation across regions? ... inequality, which is surprising given the strong relationship between interest rates and housing.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-02.pdf
How Many Jobs Did JobKeeper Keep?
2 Dec 2020
RDP
PDF
1843KB
employees in those firms experienced no net job loss, while the number of jobs held by employees. ... is the parameter of most interest to policymakers. Due to data limitations, our calculation of the.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-07.pdf
A Model of the Australian Housing Market
5 Mar 2019
RDP
PDF
1639KB
It estimates. responses to interest rates, allowing for feedback between quantities and prices. ... demeaned. We estimate from March quarter 1987, following the deregulation of mortgage interest.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-01.pdf