Search: securitisation
RBA Glossary definition for securitisation
securitisation – Asset securitisation is the process of converting a pool of illiquid assets, such as residential mortgages, into tradeable securities.
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The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
25 Jan 2023
RDP
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1588KB
This was taken as evidence that the housing boom was caused by a credit supply shockenabled by increased securitisation.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-01.pdf
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
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1090KB
securitisation programs (see, for example, Uzun and Webb (2007), Bannier and Hänsel (2008), and Panetta and Pozzolo (2010)). ... any equity in Australia. 9. In terms of behaviour, both larger and smaller Australian institutions made increasing use of
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
The Provision of Financial Services – Trends, Prospects and Implications
30 Nov 2009
RDP
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301KB
Securitisation and the institutionalisation of lending couldencroach on some areas of bank lending in which loans are relatively homogeneous.
https://www.rba.gov.au/publications/rdp/1993/pdf/rdp9315.pdf
Housing and Housing Finance: The View from Australia and Beyond
8 Jan 2007
RDP
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278KB
So-called mortgage managers entered the market in the mid 1990s, funded via wholesale markets and securitisation. ... For example, in many jurisdictions, legislative and regulatory support was needed before securitisation of mortgage loans could occur.
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-12.pdf
Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy
1 Dec 2009
RDP
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156KB
Technological innovations have made itpossible for banks to convert some of their activities into ‘commodities’ which canthen be shifted onto the wholesale market (for example, securitisation of homeloans), which in turn
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
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129KB
now funded through the wholesale marketsvia securitisation programs.
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
The Role of Collateral in Borrowing
14 Jan 2021
RDP
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1784KB
The Role of Collateral in Borrowing. Nicholas Garvin, David W Hughes and José-Luis Peydró. Research Discussion Paper. R D P 2021- 01. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf
Australia's Retirement Income System: Implications for Saving and Capital Markets
23 Apr 2010
RDP
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144KB
but this is part of a worldwide phenomenon related toimprovements in financial technology associated with securitisation,23 and does notparticularly seem to reflect competition arising from the growth of superannuationfunds. ... While the trend of
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9603.pdf
Credit and Monetary Policy: An Australian SVAR
30 Sep 2005
RDP
PDF
204KB
2 This study uses the credit series revised by the Reserve Bank in 2004 to ensure better coverageof the securitisation of loans, which has been a major innovation in the credit ... Break adjustment occurs for various reasons(for example, the
https://www.rba.gov.au/publications/rdp/2005/pdf/rdp2005-06.pdf
The Link between the Cash Rate and Market Interest Rates
1 Dec 2009
RDP
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179KB
THE LINK BETWEEN THE CASH RATE AND MARKETINTEREST RATES. Philip Lowe. Research Discussion Paper9504. May 1995. Economic Analysis Department. Reserve Bank of Australia. An earlier version of this paper was prepared for the autumn meeting of central
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9504.pdf