Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Cash Market in Australia
31 Jan 2006
RDP
PDF
245KB
ABSTRACT. The cash market is the market for overnight loans between financial institutions. ... recall by banks of ES loans made in the past to authorised dealers;.
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9214.pdf
Housing and Housing Finance: The View from Australia and Beyond
8 Jan 2007
RDP
PDF
278KB
This has reduced interest margins on housing loans, lowering real interest rates paid by mortgage borrowers. ... NZ Increased competition; expansion in fixed-rate loans. Reduction in interest margins; increased capacity to pay.
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-12.pdf
Statement on Monetary Policy
6 Feb 2024
SMP
- February 2024
PDF
4547KB
https://www.rba.gov.au/publications/smp/2024/feb/pdf/statement-on-monetary-policy-2024-02.pdf
Statement on Monetary Policy
20 Nov 2023
SMP
- November 2023
PDF
9530KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/statement-on-monetary-policy-2023-11.pdf
Household Leveraging and Deleveraging
13 Dec 2012
Research Workshop
PDF
718KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/primiceri.pdf
OPTIMAL MONETARY POLICY WITH ENDOGENOUS CAPITAL AND A CREDIT FRICTION
15 Dec 2011
Research Workshop
PDF
406KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/hansen.pdf
Statement on Monetary Policy - May 2013
10 May 2013
SMP
- May 2013
PDF
2187KB
https://www.rba.gov.au/publications/smp/2013/may/pdf/0513.pdf
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
PDF
129KB
3.2 Competition and Margins 20. 3.3 Impact of Foreign Banks 26. ... 4. Margins over bill rate(Annual averages). Business indicator. Housing loan. 90-day bank bill rate.
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
The Liberalisation and Integration of Domestic Financial Markets in Western Pacific Economies
1 Dec 2009
RDP
PDF
253KB
The deposit and loan rates areassumed to be determined by a profit maximising bank with a simplified balancesheet comprising reserves (R) and loans (L) on the asset side, and money marketborrowings ... is the probability of payment of loaninterest, q is
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9506.pdf
Credit Supply and Demand and the Australian Economy
31 Jan 2006
RDP
PDF
637KB
The margin between the bank loan rate and the risk free rate rises from (il - i) to (i2 - i). ... While the market for loans is cleared at the rate i2 in this example, any further increase in loan demand would lead to a state of excess demand.
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9208.pdf