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RBA Glossary definition for direct debit
direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).
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The Australian High-Value Payments System
19 Apr 2004
FSR
PDF
98KB
These include the cheque, direct entry, debit card and ATM systems (which settle at 9.00 am on the day after payments are exchanged) as well as net settlement of equities
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304-1.pdf
Financial Stability Review - September 2005
26 Sep 2005
FSR
- September 2005
PDF
494KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/0905.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
The study found that direct debit payments had the lowest resource costs, while cheques were the. ... For example, direct debit. payments incur fewer resources, reflecting automatic debiting of funds and few manual processing.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Financial Stability Review April 2019
10 Feb 2020
FSR
April 2019
PDF
3192KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/financial-stability-review-2019-04.pdf
Financial Stability Review October 2015
15 Oct 2015
FSR
October 2015
PDF
1359KB
https://www.rba.gov.au/publications/fsr/2015/oct/pdf/1015.pdf
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology
9 Jan 2020
Submissions
PDF
797KB
Cheques. Direct debits and. credit transfers. Cash. 2019 cash transaction data are preliminary. ... SE. Card data for the United States and direct debits and credit transfers.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf
Financial Stability Review - September 2009
23 Sep 2009
FSR
- September 2009
PDF
816KB
https://www.rba.gov.au/publications/fsr/2009/sep/pdf/0909.pdf
Reforms to the Payment Systems (Regulation) Act 1998
20 Dec 2023
Submissions
PDF
306KB
other regulators can give effect to the directions as intended. • In particular, if the Treasurer is to direct action and assign responsibilities in fields that are outside. ... accept Mastercard or Visa debit or prepaid cards, and vice-versa. However,
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf
Financial Stability Review
1 Apr 2004
FSR
PDF
611KB
Somewhat counterbalancing this, however, larger fi rms with direct access to fi nancial markets have made increased use of longer-term fixed-rate funding, issuing bonds at a much faster pace
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304.pdf
Financial Stability Review - September 2011
22 Sep 2011
FSR
- September 2011
PDF
1902KB
https://www.rba.gov.au/publications/fsr/2011/sep/pdf/0911.pdf