Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Household and Business Finances
21 Nov 2022
FSR
- April 2022
PDF
1082KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/02-household-business-finances.pdf
Do Australian Households Borrow to Keep up with the Joneses?
8 Nov 2022
RDP
PDF
1659KB
literature is the potential for local inequality to affect indebtedness and credit allocation. ... for credit (Cox and Jappelli 1993; Duca and Rosenthal 1993; Browning, Gørtz and.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-06.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
These factors likely include the distribution of debt, the quality of lending, institutional structures. ... more sensitive to shocks to wealth we actually reduce the estimated decline in aggregate.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
China’s Evolving Monetary Policy Framework in International Context
4 Dec 2019
RDP
PDF
1923KB
monetary policy, attributed to any number of frictions including interest rate controls, credit quotas,. ... Council, the formulation of aggregate supply and demand management policies is more tightly.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-11.pdf
The Australian Financial System
25 Apr 2023
FSR
- April 2023
PDF
1051KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/02-australian-financial-system.pdf
Australian Money Market Divergence: Arbitrage Opportunity or Illusion?
12 Sep 2019
RDP
PDF
1464KB
significant opportunity cost, when compared to lending for residential housing. Not surprisingly, the. ... Lending cash to a borrower with a higher credit. rating increases the likelihood of full repayment at maturity and is associated with a lower risk.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-09.pdf
The Information Content of Financial Aggregates in Australia
1 Dec 2009
RDP
PDF
278KB
It is notable, however, that for the credit aggregate the p-value risesdramatically for the three and four-variable systems between 1988 and 1990,perhaps reflecting instability in the relationship between ... Specifically, when the aggregate follows the
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9606.pdf
Financial Stability Review - September 2004
6 Jan 2005
FSR
PDF
1099KB
Wider access by households to credit, the development of new loan products and rapid growth in lending to investors have contributed to an increase in credit risk in these portfolios, notwithstanding ... Consistent aggregate data on credit card loans
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/0904.pdf
Credit Spreads, Monetary Policy and the Price Puzzle
23 Jan 2020
RDP
PDF
1959KB
I will show that both of these conditions are likely fulfilled with Zt including credit risk spreads in money market or lending rates. ... spreads ( MMtcs , regression BT-CS1). The cash rate response to business lending spreads (LBtcs ),. US credit
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-01.pdf
The Global Financial Environment
25 Apr 2023
FSR
- April 2023
PDF
1225KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/01-global-financial-environment.pdf