Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Banking Industry.indd
7 Jun 2004
Submissions
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522KB
19. One response to the inherently conservative lending policies of banks and the inability of newer and/or riskier borrowers to obtain credit was for governments to establish new lending facilities ... c) Availability of bank credit. 27. Bank credit has
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
Hedge Funds, Financial Stability and Market Integrity
14 May 2002
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86KB
The strong reputationsalso led to a dilution of normal credit assessment standards by counterparties. ... Each of these is discussed below. 3.3.1 Improving the Credit Assessment Process.
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/pdf/hedge-funds-financial-stability-and-market-integrity.pdf
Inquiry by the Senate Economics References Committee into Bank Funding Guarantees – Joint Submission from the RBA and APRA
27 Jul 2009
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98KB
Inquiry into the Bank Funding Guarantees
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/pdf/inquiry-bank-funding-guarantees.pdf
Report to the House of Representatives Standing Committee on Economics - May 2009
14 May 2009
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95KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/pdf/inquiry-report-2009-05.pdf
Submission to the Inquiry into Affordable Housing - February 2014
17 Mar 2014
Submissions
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1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf
International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
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166KB
b) “Marginal” measures. 11. Sometimes a representative loan rate and a representative deposit rate are compared, such as the gap between the business indicator lending rate and the overnight cash rate, ... 12. A similar approach is to compare a
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
Submission to the Inquiry into Housing Affordability and Supply in Australia
20 Sep 2021
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1496KB
of housing supply. Access to credit also plays a role, affecting both households’ ability to borrow to. ... Population growth from both natural increases and net migration contribute to increases in aggregate.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf