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RBA Glossary definition for Net interest spread

Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.

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A Strategic Plan for the Payments System

6 Jun 2023 Submissions PDF 539KB
interest (i.e. by promoting competition, efficiency and stability, as defined in the PSRA). ... a source of frustration for some businesses. There is growing interest in this area, notably from firms.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003

7 May 2008 Submissions PDF 26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf

RBA Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors

11 Jul 2008 Submissions PDF 147KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/pdf/inquiry-competition-in-banking-and-non-banking-sector.pdf

Notes on Bank Fees in Australia 17 May 2000

25 Feb 2001 Submissions PDF 34KB
Banks’ interest margins have contracted noticeably in recent years. This trend continuedin 1999 as banks’ overall domestic interest spread (measured as the average interest rateon loans less the average interest rate ... 4 This interest spread has
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/pdf/notes-on-bank-fees-in-australia.pdf

Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…

26 May 2021 Submissions PDF 626KB
controller in 2017, on the basis that granting such authorisation to the banks was not likely to result in a net public benefit. ... that is in the public interest.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf

International Comparisons of Bank Margins: Appendix 2 - August 1994

6 Feb 2014 Submissions PDF 297KB
Submission to the House of Representatives Standing Committee on Banking, Finance and Public Administration
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins-appendix-2.pdf

Background Notes for Opening Remarks to Senate Select Committee on Housing Affordability in Australia, Melbourne, 24 April 2008

24 Apr 2008 Submissions PDF 149KB
Inquiry into Housing Affordability in Australia
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/pdf/housing-affordability-in-australia.pdf

Submission on Data Sharing and Release Legislation

18 Oct 2018 Submissions PDF 207KB
To serve the best interests of the community a data sharing initiative needs to ensure the benefits of data  sharing  are  not  out‐weighed  by  any  costs, financial  or  otherwise. ... This is an important element of t
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/pdf/data-sharing-and-release-legislation_2018-08.pdf

Submission to the 13th Series Review of the Consumer Price Index

9 Mar 2010 Submissions PDF 151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/pdf/13th-series-review-of-cpi.pdf

Reforms to the Payment Systems (Regulation) Act 1998

20 Dec 2023 Submissions PDF 306KB
operations – such as mobile wallet providers – can be regulated in the national interest. ... of the RBA made wholly on public interest grounds” (Treasury 2023, p 12).
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf